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How To Choose The Right Auto Insurance Plan?

By Danny Huang

OK let’s face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?

First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.

Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?

Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.

**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.

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Arizona Car Insurance News

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A good student discount can help lower your insurance premium and give college kids and teens an incentive to hit the books.

Arizona mom who left children in hot car regains custody
By David Schwartz PHOENIX (Reuters) - An Arizona woman who attracted national attention in March when she left her two young children in a hot car while at a job interview regained custody of them on Thursday, her lawyer said.     Shanesha Taylor, whose tear-stained mug shot was broadcast widely and generated nearly $115,000 in donations, will be allowed to take her two sons home from state care ...

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Two dead in Arizona flooding
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Good2Go® Releases Cell Phone Safety Discount in AZ
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Arizona Mom Who Left Children In Car During Interview Regains Custody Of Her Kids
Shanesha Taylor?s life is turning around! The Scottsdale, AZ mom, who made national headlines after leaving her children in a hot car during a job interview, has reportedly regained custody of her three children. According to the Daily Mail, Taylor attended a custody hearing in a Maricopa County courtroom on Thursday, August 28. The judge Arizona Mom Who Left Children In Car During Interview ...

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