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How To Reduce Car Insurance Premiums

By John Mussi

Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost. Apart from negotiating a good deal, there are some other things that you can do to further bring down your car insurance premium for example;

Many insurers average yearly mileage at 12,000 miles. If you do not drive this amount, you can inform your insurer, thus resulting in a reduction in your premium.

Park the car - Parking your car in a secure location such as a locked garage or a secure designated off road parking spot can potentially reduce your premiums.

Bulk buying - Most of the big insurance companies offer all forms of insurance such as home, life etc. You may receive a discount for buying multiple forms of insurance with the same company.

Female drivers are statistically less prone to accidents. Women can avail their quotes from a firm that specialises in covering female drivers.

Anti-theft alarm - Equip your car with electronic central locking and alarm. Most insurance companies have a discount if you have these devices fitted in your car.

Avoid high interest rates - Interest charges are very high if you were to pay your premium in monthly instalments. It would work out cheaper to pay your premium in one lump sum.

Buy on the Internet - Financial products are far cheaper on the Internet than elsewhere. Car insurance is usually about 10% cheaper when you buy online.

Shop around - Be prepared to do the legwork, if you want a good deal.

Check the insurance rating - Some cars are considered to be of a higher risk than others. Before buying a car, check out its insurance group rating as car insurance premiums vary greatly between insurance groups.

Imported cars are expensive to insure - The price of a car bought abroad may be cheaper, but most likely, the insurance won't be. This is because, the parts can be more expensive and difficult to find, so take this into consideration unless you are buying a car fully catered for in UK.

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10 Best New-Car Deals For September Announced By KBB.com
IRVINE, Calif., Sept. 12, 2014 /PRNewswire/ -- The experts from Kelley Blue Book www.kbb.com , the only vehicle valuation and information source trusted and relied upon by both consumers and the automotive ...

Best Car Insurance Prices for Liability Coverage Added to National Insurer Website Online
The best car insurance prices for liability coverage are now included for review at the Auto Pros website at http://autoprosusa.com/auto-insurance online. (PRWeb August 25, 2014) Read the full story at http://www.prweb.com/releases/best-car-insurance/auto-insurance-comparison/prweb12120153.htm

Best Car Insurance Discounts for Used Car Owners Featured at Insurer Portal Online
Some of the best car insurance discounts for owners of used vehicles are now featured for review at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 24, 2014) Read the full story at http://www.prweb.com/releases/best-car-insurance/auto-insurance-quotes/prweb12117480.htm

Auto Insurance Quotes For High Risk Drivers Now Available At Insurance Panda
The Article Helps High Risk Drivers Understand How Insurance Companies Decide how to Insure Vehicles and the Best Way to Obtain Auto Coverage New York, NY / ACCESSWIRE / September 3, 2014 / InsurancePanda.com, ...

Car Insurance Santa Ana CA: Target Up Insurance Is Expanding
SANTA ANA, Calif., Sept. 10, 2014 /PRNewswire-iReach/ -- Car Insurance Santa Ana CA - After 30 plus years in the insurance business providing excellent coverage at reasonable prices to their customers, Target Up Insurance is pleased to announce their expansion into the Santa Ana area. There are plenty of national chains and insurance companies already in the Santa Ana region, but Target Up is ...

General Car Insurance Quotes for California Drivers Added to National System Online
General car insurance quotes are now displayed to California motorists who use the Quotes Pros website online at http://quotespros.com/auto-insurance.html . (PRWeb September 08, 2014) Read the full story at http://www.prweb.com/releases/general-car-insurance/auto-insurance-finder/prweb12153103.htm

Car Insurance Yorba Linda CA: Target Up Insurance is Expanding
YORBA LINDA, Calif., Sept. 10, 2014 /PRNewswire-iReach/ -- Car Insurance Yorba Linda CA - Car insurance is not something many consider on a regular basis, and when it is time to start thinking, many just go with the first major company they find on the television or online. This is a shame, particularly because Target Up Insurance, a company with over 30 years of service in the Southern ...

Best Car Insurance Discounts for 2014 Featured at New Car Owner Portal Online
Best car insurance discounts are now searchable for 2014 using the insurer finder at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 22, 2014) Read the full story at http://www.prweb.com/releases/best-car-insurance/car-insurance-quotes/prweb12115823.htm

AutoInsuranceApe.com?s New Infographic Helps Clients Compare Car Insurance Quotes and Discounts
The Illustrated Infographic Educates Readers About 17 Different Types of Car Insurance Discounts Available on the Market Los Angeles, CA / ACCESSWIRE / Aug 21, 2014 / AutoInsuranceApe.com, a website that ...

Best Auto Insurance Prices for Florida Drivers Added to National Tool at Insurer Website
A portion of the best auto insurance prices for drivers in the state of Florida is now available to review using the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 25, 2014) Read the full story at http://www.prweb.com/releases/best-car-insurance/auto-insurance-florida/prweb12120363.htm


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