:::

Monthly Car Insurance Information

:::
 




:::

Monthly Car Insurance Articles

:::

Tips For Lowering Your Auto Insurance Quote

By Terje Ellingsen

Do you have many claims? If so, you should do all you can to reduce them or even endeavor to file no claims at all. Why do I bring this issue up in an article about lowering your auto insurance quote? Because the number of claims is the single factor that to the highest degree influences the cost of your insurance premium. Let me give you an example: Let's say you have 5 years of no claim. Most companies will then give you an unbelievable discount of your premium, some of them even 75%! It goes without saying that this is the most powerful way to get cheap insurance.

How can an insurance company do this? Look at an insurance company as a big box of money dropped in by people who gets security in return. What the company does is simply to reallocate the money that is left when the payments for damages are deducted.

People that have many damages and file many claims, must pay a higher premium and thus get a higher car insurance quote.But a safe driver that avoid claims, is rewarded with a lower one. Fair enough?

If you are new to insurance - or even if you have had insurrances for some years, but feel you lack knowledge about it. - I'll advice you to learn the basic auto insurance terminology, before you start to shop around. It can help you, not only to get a low cost insurance but also to make the correct coverage decisions for you. Let's do a little test: Do you need PIP coverage? What does PD coverage mean? What is BI coverage?

Do not accept the first quote you get

If you ask an insurance company for a quote, you can be almost hundred percent sure you'll get a better one from at least one other company. Comprehensive marketing research the recent years has shown that prices for a new six-month policy with comparable coverage can vary greatly between different companies. And we are talking about spreads in rates of at least $500

So, equipped with this knowledge both you and I know that it pays to do a little legwork and shop around for car insurance.

Most insurance companies have a form of questions you must provide answers to in order to get an understanding of your security situation. It is really astonshing, how much the criterias for determining the price can vary between companies. What one company may consider a high risk factor another company may view as a minor risk. So why not take a little time to compare rates for a number of different companies?

The first thing you should do before you start this comparison is to go through your insurance coverages and keep your auto insurance policy on hand. Then go online and start to shop around. The internet is probably the most comprehensive, fastest and easiest way to find a decent vehicle insurance quote.

And what's even more incredible, many insurance companies now offer some great discounts for buying the policy over the web - a discount that come in addition to the no-claim discount described above.

How is this possible? To handle an insurance sale in general cost money for the companies. However, a sale on the internet will cost less money than selling it over the counter. They do not have to involve human resources if you purchase it online. Thus the companies save money on your internet purchase, and a part of this saving is passed on to you as a discount, a significant discount if you buy from the right company.

Free Quote Monthly Car Insurance - Turn 21 today!


:::

Monthly Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Monthly Car Insurance News

:::


Guide to buying your first car
Buying your first car will require some time and effort on your part. Here's a step-by-step guide to get the best deal on a new ride.

What you need to know about buying a teen?s first car
OKLAHOMA CITY ? When your teen starts driving, parents may be contemplating whether to buy another set of wheels. Before you pull the trigger and buy a car, the Oklahoma Society of Certified Public Accountants has some tips on how to handle the finances and responsibilities that come with making a purchase of this size. [?]

Good2Go Auto Insurance Has Joined the comparenow.com Panel of Auto Insurance Carriers
RICHMOND, Va. -- via PRWEB - Comparenow.com welcomes Good2Go Auto Insurance to its panel of auto insurance company partners. Good2Go, a subsidiary of American Independent Companies, specializes in providing ...

Beginner?s Guide to Buying Your First Car
You don?t want to be bamboozled by a slick car salesman. As Stacy Johnson said, ?Cars are for transportation, not status.? Consumer Reports recommends that you figure out how much car you can afford by looking at two factors:

AutoInsuranceApe.com?s New Infographic Helps Clients Compare Car Insurance Quotes and Discounts
The Illustrated Infographic Educates Readers About 17 Different Types of Car Insurance Discounts Available on the Market Los Angeles, CA / ACCESSWIRE / Aug 21, 2014 / AutoInsuranceApe.com, a website that ...

Free Car Payment Insurance: What's The Catch?
Many dealers are offering payment protection plans on new cars. Are they right for you?

Questions To Ask Before Buying Car Insurance
Here is the Philippines, where calamities are out of control and where traffic is terrible especially in Metro Manila. Or it could also be a combination of both. Getting your car insured has always been an essential for car owners? protection on time, effort and money. But since no one?s a pro on the first [?] The post Questions To Ask Before Buying Car Insurance appeared first on MoneyMax.ph ...

Strategies to Pay for Retiree Health Care Costs
Plan ahead by including medical expenses as a line item in your retirement budget.

BPI Family Auto Loan brings back Auto Madness Fever
GO CRAZY over the biggest car sale of the year from BPI Family Auto Loan as it brings back a bigger, better, and madder than ever, BPI Auto Madness this whole month of September! Enjoy ridiculously low loan rates, free 1-year comprehensive insurance, and a wide selection of participating car models, only from the Philippine?s first bank.

Doctor running for lieutenant governor swears by 'direct primary care' model
TOPEKA ? Wichita physician Josh Umbehr has never understood the traditional model of health care reimbursement ? the one in which doctors and hospitals fill out pages of forms to bill a patient's insurance company for everything from a $3 test to a $30,000 surgery.


:::

Monthly Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com