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How To Choose The Right Auto Insurance Plan?

By Danny Huang

OK letís face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?

First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.

Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?

Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.

**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.

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Finding the Best Car Insurance for Teens
Finding the Best Car Insurance for Teens

Responsible Younger Twenty-Somethings Unfairly Penalised by Car Hire Firms, says the IAM
Leading road safety organisation the Institute of Advanced Motorists (IAM) has expressed concern over car hire firms putting arbitrary and strict age cap limits on users wanting to hire a vehicle. (PRWeb September 11, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12163271.htm

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Here's how to save money without sacrificing coverage when you add a teen driver to your insurance policy.

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Several teenage rugby league players are being forced to wait for surgery on debilitating knee injuries because insurance for the sport is inadequate.

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WMC Action News 5's Chopper 5 captured an incredible water rescue as a man was pulled from his sinking car with just seconds to spare.

'Teenage idiot' left pals in wrecked car after Milton crash
JOYRIDER Jordan Dawson stole his brother's car then lost control and smashed through a fence ? leaving the vehicle on its roof. The teenager then fled the scene ? having caused nearly £2,000 of damage ? leaving his two passengers to clamber out of the wreckage themselves. Stoke-on-Trent Crown Court heard Dawson, of Bagnall Road, Milton, had arrived at the home he shared with his older brother ...

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Teenager sought by police after cars vandalised in Dundee street
Alan Kerr beside one of his vandalised cars. DC Thomson A teenage vandal is being sought by police after being seen scratching a car on Friday night, when thousands of pounds worth of damage was caused to dozens of vehicles in Dundee.

Should You Spy On Your Teen Driver?
Centers for Disease Control and Prevention, motor vehicle crashes are the leading cause of death for teens in the United States. Based on miles driven, teen drivers are three times as likely to be in fatal crashes as drivers age 20 and older.


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