:::

Travelers Car Insurance Information

:::
 




:::

Travelers Car Insurance Articles

:::

Understanding Different Types Of Auto Insurance

By Marcus Dubois

Auto Insurance policies can be divided into different categories according to the coverage they provide. Broadly speaking there are four kinds of policies known as Collision Insurance, Comprehensive Coverage Insurance, Uninsured and underinsured Motorist Coverage policies and No Fault Automobile Insurance policy. Besides these, there are policies that take care of other needs like covering an auto loan, paying for towing expenses or paying for the cost of a rented car while your vehicle is being repaired.

The most common insurance policies are:

Collision: Any property damage caused to your vehicle due to an accident caused by any other vehicle or object is covered under this policy. The claim amount cannot exceed the actual cash value of the vehicle and is subject to any deductible.

Comprehensive: Any property damage to your vehicle that is caused by non-collision factors like fire, theft, vandalism, and even natural disasters like flood, hurricane or earthquake is covered under this policy.

Uninsured Motorist Coverage (UM) and underinsured motorist (UIM) coverage: takes cares of any injury that may result to you or to persons insured in your policy from an accident that takes place with another uninsured or underinsured driver or vehicle owner. Generally only body injuries are covered under this policy.

No Fault Auto Insurance Policy: Irrespective of who caused the accident, the insurance company pays for the medical expenses and for the loss of wages that the insured suffers on account of a collision under this policy.

Some other additional coverage that an auto insurance policy holder can buy are:

Property Damage Liability and Bodily Injury Liability: These two policies protect the insured from any claims made against him for causing damage to property including vehicle belonging to another person or for causing any bodily injury or loss of life to other individuals up to the amount mentioned in the policy.

Auto Lease Protection: is an additional protection that you may add to your collision or comprehensive auto insurance policy to take care of any gap that exists between your auto loan amount and the cash value of your vehicle.

Full Tort and Limited Tort: available only in the state of Pennsylvania allows the insured to retain unrestricted rights to bring a lawsuit against a negligent party or recover expenses incurred for certain damages.

Rental Expense: Known as Extended Transportation Expense Coverage, the policy pays for a rental car while your vehicle is being repaired or replaced.

Medical Payments Insurance covers medical expenses for injuries sustained in an accident involving any vehicle for the insured, his passengers and other parties irrespective of whose fault it is.

Towing and Labor: An additional coverage option that can pay for all necessary towing and labor costs to tow your damaged vehicle to a work shop or another location.

Free Quote Travelers Car Insurance


:::

Travelers Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Travelers Car Insurance News

:::


A Primer on Student Car Insurance Discounts
A good student discount can help lower your insurance premium and give college kids and teens an incentive to hit the books.

For Drivers in Belgium, God Is Their Insurance Agent
SCHERPENHEUVEL, Belgium?Belgium's roads are among the riskiest in Europe so thousands of drivers come here to take out an Almighty insurance policy. For Mariano Duye, the trip is a family tradition. His mother used to take him to Scherpenheuvel to have the family car blessed. He lives in Leuven, a half-hour drive from Scherpenheuvel, and has brought each of the five cars he has owned to the ...

On vacation? Turn your car into cash
Car-sharing companies can help you earn some extra dough while you're away, if you don't mind a stranger behind your wheel

Pop Quiz: Terrorists Destroy Your Home. Will the Insurance Company Pay?
Money Talks News finance expert Stacy Johnson took to Times Square to see what people know ? or don?t know ? about their insurance policies. Will your insurance company pay? Not unless your homeowners policy has a rider specifically for your stamp collection. Insurance company Travelers notes that standard homeowner policies may restrict payouts for valuable items.

When to Drop Collision? Insurance.com Data Reveals When Drivers Decide to Risk it All
Insurance.com analysis details the percentage of vehicles, from new to 20 years old, whose owners forgo collision coverage to save money. (PRWeb September 09, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12149509.htm

Insurance.com, Which Compares Auto Insurance Rates for Drivers Across the U.S., Delivers 11 Millionth Quote
Insurance.com's user friendliness is a key to its success, lets users 'test drive' policies before they buy. (PRWeb August 25, 2014) Read the full story at http://www.prweb.com/releases/2014/08/prweb12116474.htm

In Belgium, Drivers Seeking Safe Travels Have Their Cars Blessed by a Priest
SCHERPENHEUVEL, Belgium?Belgium's roads are among the riskiest in Europe so thousands of drivers come here to take out an Almighty insurance policy. Every year, more than 5,000 people?most of them Belgian, ...

Global Car Rental Market 2014: Korea, China, US, Brazil and Indonesia Focus and Analysis Report
DALLAS, September 3, 2014 /PRNewswire/ -- Global Car Rental Market Report: 2014 Edition research, now available with MarketReportsOnline, says the growing tourism industry is set to drive the car rental ...

Where Not to Drive in the US: Car Rental Caveats and Other Travel Tips in Travel Intel
The high cost of car travel may not be in gas alone. Renting a car can mean explosive daily rates in some cities while remaining quite reasonable in others. Oddly, the latest tallies from car rental rate ...

San Diego Cab Drivers Upset About Body Odor 'Smell Test' (Video)
San Diego Cab Drivers Upset About Body Odor 'Smell Test' (Video) San Diego Cab Drivers Upset About Body Odor 'Smell Test' (Video) Legal Lifestyle Local Travel Weird News San Diego Cabs Has Been Optimized San Diego County Regional Airport Authority officials have a checklist that they require of each cab driver. The 52-point checklist includes: proof of car insurance, windshield wipers that work ...


:::

Travelers Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com