:::

Travelers Car Insurance Information

:::
 




:::

Travelers Car Insurance Articles

:::

Tips For Lowering Your Auto Insurance Quote

By Terje Ellingsen

Do you have many claims? If so, you should do all you can to reduce them or even endeavor to file no claims at all. Why do I bring this issue up in an article about lowering your auto insurance quote? Because the number of claims is the single factor that to the highest degree influences the cost of your insurance premium. Let me give you an example: Let's say you have 5 years of no claim. Most companies will then give you an unbelievable discount of your premium, some of them even 75%! It goes without saying that this is the most powerful way to get cheap insurance.

How can an insurance company do this? Look at an insurance company as a big box of money dropped in by people who gets security in return. What the company does is simply to reallocate the money that is left when the payments for damages are deducted.

People that have many damages and file many claims, must pay a higher premium and thus get a higher car insurance quote.But a safe driver that avoid claims, is rewarded with a lower one. Fair enough?

If you are new to insurance - or even if you have had insurrances for some years, but feel you lack knowledge about it. - I'll advice you to learn the basic auto insurance terminology, before you start to shop around. It can help you, not only to get a low cost insurance but also to make the correct coverage decisions for you. Let's do a little test: Do you need PIP coverage? What does PD coverage mean? What is BI coverage?

Do not accept the first quote you get

If you ask an insurance company for a quote, you can be almost hundred percent sure you'll get a better one from at least one other company. Comprehensive marketing research the recent years has shown that prices for a new six-month policy with comparable coverage can vary greatly between different companies. And we are talking about spreads in rates of at least $500

So, equipped with this knowledge both you and I know that it pays to do a little legwork and shop around for car insurance.

Most insurance companies have a form of questions you must provide answers to in order to get an understanding of your security situation. It is really astonshing, how much the criterias for determining the price can vary between companies. What one company may consider a high risk factor another company may view as a minor risk. So why not take a little time to compare rates for a number of different companies?

The first thing you should do before you start this comparison is to go through your insurance coverages and keep your auto insurance policy on hand. Then go online and start to shop around. The internet is probably the most comprehensive, fastest and easiest way to find a decent vehicle insurance quote.

And what's even more incredible, many insurance companies now offer some great discounts for buying the policy over the web - a discount that come in addition to the no-claim discount described above.

How is this possible? To handle an insurance sale in general cost money for the companies. However, a sale on the internet will cost less money than selling it over the counter. They do not have to involve human resources if you purchase it online. Thus the companies save money on your internet purchase, and a part of this saving is passed on to you as a discount, a significant discount if you buy from the right company.

Free Quote Travelers Car Insurance - Turn 21 today!


:::

Travelers Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Travelers Car Insurance News

:::


A Primer on Student Car Insurance Discounts
A good student discount can help lower your insurance premium and give college kids and teens an incentive to hit the books.

For Drivers in Belgium, God Is Their Insurance Agent
SCHERPENHEUVEL, Belgium?Belgium's roads are among the riskiest in Europe so thousands of drivers come here to take out an Almighty insurance policy. For Mariano Duye, the trip is a family tradition. His mother used to take him to Scherpenheuvel to have the family car blessed. He lives in Leuven, a half-hour drive from Scherpenheuvel, and has brought each of the five cars he has owned to the ...

On vacation? Turn your car into cash
Car-sharing companies can help you earn some extra dough while you're away, if you don't mind a stranger behind your wheel

Pop Quiz: Terrorists Destroy Your Home. Will the Insurance Company Pay?
Money Talks News finance expert Stacy Johnson took to Times Square to see what people know ? or don?t know ? about their insurance policies. Will your insurance company pay? Not unless your homeowners policy has a rider specifically for your stamp collection. Insurance company Travelers notes that standard homeowner policies may restrict payouts for valuable items.

When to Drop Collision? Insurance.com Data Reveals When Drivers Decide to Risk it All
Insurance.com analysis details the percentage of vehicles, from new to 20 years old, whose owners forgo collision coverage to save money. (PRWeb September 09, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12149509.htm

Insurance.com, Which Compares Auto Insurance Rates for Drivers Across the U.S., Delivers 11 Millionth Quote
Insurance.com's user friendliness is a key to its success, lets users 'test drive' policies before they buy. (PRWeb August 25, 2014) Read the full story at http://www.prweb.com/releases/2014/08/prweb12116474.htm

In Belgium, Drivers Seeking Safe Travels Have Their Cars Blessed by a Priest
SCHERPENHEUVEL, Belgium?Belgium's roads are among the riskiest in Europe so thousands of drivers come here to take out an Almighty insurance policy. Every year, more than 5,000 people?most of them Belgian, ...

Global Car Rental Market 2014: Korea, China, US, Brazil and Indonesia Focus and Analysis Report
DALLAS, September 3, 2014 /PRNewswire/ -- Global Car Rental Market Report: 2014 Edition research, now available with MarketReportsOnline, says the growing tourism industry is set to drive the car rental ...

Where Not to Drive in the US: Car Rental Caveats and Other Travel Tips in Travel Intel
The high cost of car travel may not be in gas alone. Renting a car can mean explosive daily rates in some cities while remaining quite reasonable in others. Oddly, the latest tallies from car rental rate ...

San Diego Cab Drivers Upset About Body Odor 'Smell Test' (Video)
San Diego Cab Drivers Upset About Body Odor 'Smell Test' (Video) San Diego Cab Drivers Upset About Body Odor 'Smell Test' (Video) Legal Lifestyle Local Travel Weird News San Diego Cabs Has Been Optimized San Diego County Regional Airport Authority officials have a checklist that they require of each cab driver. The 52-point checklist includes: proof of car insurance, windshield wipers that work ...


:::

Travelers Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com