:::

Commerce Car Insurance Information

:::
 




:::

Commerce Car Insurance Articles

:::

Understanding All Auto Insurance Claims

By Sher Matsen

If you are involved in an accident it is important that you know the proper procedure for filing an insurance claim. You will most likely need to deal with one or more adjusters who will determine the insurance salvage. Follow these simple tips to make sure you have taken all the necessary steps to collect the correct information and follow the correct procedure.

Do your self a favor and prepare in advance. Know the laws and the reporting requirements of the state you live in and drive in. Always carry an accident package in your car. It should contain paper, pen, and accident reporting form which are available online free from the DMV.

If an accident occurs remain calm and stop your car. If there are injuries do what you can to make the person or persons comfortable. Call the EMT to treat any injured parties and call the police.

If you smell gas or if the car is on fire clear all persons away from the area. Do not move seriously injured people unless it is a threat to their lives to leave them where they are.

If the accident is minor and there is only property damage and no injuries, put your hazard lights on and drive both vehicles to a safe location at the side of the road. Set up flare or reflective triangles in the rear and side of the cars to ensure other motorists are aware of your location.

Both drivers need exchange car insurance information. You also need to exchange the names of the drivers, all passengers in the vehicle, and any witnesses. As well as names you should obtain complete addresses and telephone numbers.

Next you will need to contact your insurance company and if you feel you need to contact a lawyer now is the time to do so.

Your car insurance company will need to collect all pertinent information. They will need the year, make, model, and license plate number of the other car. They will also need the drivers name, address, telephone number, date of birth, and his or her driverís license number as well as the issuing state.

If the other drive is not insured obtain as much information as you can then notify the police. Both the police and the insurance company will want the full names, addresses, and phone numbers of all witnesses.

If the police attend the accident scene request a business card from the attending officer that gives his full name and how you might reach him.

If you have a digital camera handy take plenty of photos. These days many people have a digital camera built right into their cell phone which is very convenient.

As soon as you are able, write down all details pertaining to the accident. Information such as weather conditions, pavement conditions, visibility and lightening could all become very important in determining who was at fault.

You also need to record the estimated speed of both vehicles. As well do a sketch of the accident scene marking the direction each driver was traveling. Make notes of things such as stop signs, traffic lights, other vehicles on the roadway, and any obstacles.

You should also record all damage to the car and any other property as well as all body injuries no matter how minor they appear.

Whatever you do, do not discuss who is at fault with the other driver. Insurance companies recommend you do not engage in conversation about fault. Give the police officer an account of the accident but in privacy away from the other driver.

Remember no one can force you to give details of the accident or admit blame. You always have the right to consult a lawyer before answering any questions.

Letís hope you never have to file an insurance claim. But if you are well prepared should an accident occur you will be much more likely to record the necessary information to ensure that your claim proceeds smoothly.

Free Quote Commerce Car Insurance - Turn 21 Today!


:::

Commerce Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Commerce Car Insurance News

:::


RAC Insurance continues ?We promise to do the right thing by you? positioning in new campaign
RAC Insurance is pushing out a new campaign which continues its ?We promise to do the right thing by you? positioning introduced last year. The campaign, created by JWT Perth, sees a young dad discover his little boy?s painting fun ? all over the side of his car. RAC Insurance manager of marketing and member relationship [?] The post RAC Insurance continues ?We promise to do the right thing by ...

Personal Injury Lawyer Jennifer Gore-Cuthbert, a Guest on Business Radio X's "Atlanta Legal Experts" Show
Jennifer Gore-Cuthbert with The Gore Law Firm, appeared on "Atlanta Legal Experts" to discuss car accidents, diminished value claims, and insurance coverages. (PRWeb September 03, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12135662.htm

Restaurant Week continues through Saturday in Lake George area
This week, dining out won?t require customers to splurge.

China Fines Foreign Auto Makers
China Fines Foreign Auto Makers

BizBeat: JC man takes car washing to the streets
Boaz Mwamtobe is a Jefferson City man making the most of his situation and taking the car washing business for a drive.

Autohome CEO Qin Zhi: From Pageviews to Deals
Qin Zhi, CEO of Chinese automobile website Autohome, says offering a one-stop solution to auto customers has been the firm's biggest advantage.

Sinopec teams up with Tencent in retail ahead of stake sale
Chinese oil giant Sinopec Corp has signed a preliminary deal with internet company Tencent Holdings Ltd to introduce digital commerce to the retail arm the oil giant is partially privatising. Sinopec said in a statement on Tuesday that it has agreed to work with Tencent, China's largest listed internet firm, in areas like mobile payment, big data services and digital navigation at its network of ...

Doctors Hospital opens wound center
Manteca?s new Wound Center was the focal point of the Chamber of Commerce weekly coffee Wednesday morning and a dream come true for Kathy McKenzie, a longtime employee of Doctors Hospital of Manteca.

Tanglewood Resort develops subdivision for small houses
POTTSBORO ? Individuals looking to retire in Pottsboro face a common problem.

Lentuo and Bitauto Establish JV with UXIN to Build Online-to-Offline platform for High-end Pre-owned Cars in China
BEIJING, Aug. 15, 2014 /PRNewswire/ -- Lentuo International Inc. (LAS) ("Lentuo" or "the Company"), a leading non-state-owned automobile retailer headquartered in Beijing, and Bitauto Holdings Limited†("Bitauto") (BITA), a leading provider of Internet content and marketing services for†China's†fast-growing automotive industry, today announced that they, together with Youxinpai (Beijing ...


:::

Commerce Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com