:::

Farm Bureau Car Insurance Information

:::
 




:::

Farm Bureau Car Insurance Articles

:::

Auto Insurance 101

By Chris Tolamalu

Auto insurance, as the term suggests, is insurance that you can purchase for your vehicle (cars, trucks, SUVs, motorcycles, etc.). It provides protection against losses incurred as a result of vehicle accidents. While the product seems simple, there are many different types of auto insurance policies available for purchase. Depending on the policy that you choose, your coverage levels and types will vary. Broadly speaking, these are the types of auto insurance programs on the market today:

Coverage:

• ‘Comprehensive coverage’ (Comp) – This kind of insurance insures your vehicle against the cost of purchasing a new vehicle if it is stolen or destroyed in a fire.

• ‘Collision coverage’ (Coll) – This kind of insurance insures your vehicle against the cost of repairing the vehicle following an accident or the cost of purchasing a new vehicle if it is damaged in an accident beyond economic repair.

Protection:

• Personal Injury Protection (PIP) - This insures against the cost of medical expenses and lost wages related to the use, ownership or maintenance of a motor vehicle. This insurance is mandatory in some U.S. states.

• Medical Payments (MP) - insures against the cost of medical expenses for bodily injury sustained in an accident beyond any expenses that may be covered by PIP.

• Legal liability claims against the driver or owner of the vehicle following the vehicle causing damage or injury to a third party.

While ‘Liability insurance’ covers only legal liability, ‘comprehensive insurance’ covers PIP, MP, as well as legal liability. In the United States, liability insurance covers claims against the policyholder and any other operator of the insured’s vehicle. If, however, any other operators live at the same address, they must specifically be covered on the policy. For rented vehicles, most rental car companies offer insurance to cover damage to the rental vehicle.

While comprehensive insurance covers most aspects of damage which can affect the car itself or the driver, there is one risk associated with buying a new car is not covered even by comprehensive insurance – once the car is bought, there is a sharp decline in its value. During this period (immediately after a car is bought), in which the remaining car payments exceed the value of the vehicle and thus the compensation the insurer will pay for a ‘totaled’ (destroyed, or written-off) vehicle, customers may consider purchasing ‘GAP insurance’. GAP insurance was established in the early 1980's to provide protection to consumers based on buying and market trends.

Free Quote Farm Bureau Car Insurance


:::

Farm Bureau Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Farm Bureau Car Insurance News

:::


Insurers Keeping Drivers Happy Amid Rising Car Insurance Rates
Satisfaction with auto insurance has reached an all-time high, according to the latest J.D. Power survey.

State Farm to Drop Insurance Policies on Manufactured Homes
Michal Brower, Florida spokesperson for State Farm, said the company notified the Florida Office of Insurance Regulation (OIR) of its intent to discontinue writing and renewing its manufactured home policies in May 2013.

Retail sales show strength
LIHUE ? Sales on cars, health products, building supplies and food appear to be on the up-and-up.

Texas Leads U.S. in Pickup Theft as Crooks Target Border
Texas has the most pickup truck thefts of any U.S. state, as criminals target towns where the vehicles can most easily be taken over the Mexican border.

Team Obama leaks failed raid in bid to shore up image
Word of abortive hostage rescue is an effort to show the president was not simply a bystander.

Contests and Promotions
An employee at Sonic told police she was robbed at gunpoint Sunday while she was trying to transport the night?s deposit.

Change the List: My 417-mile trip down ?Apocalypse River?
ON THE SAN JOAQUIN RIVER (CNN)- Halfway through my three-week, 417-mile journey down the ?most endangered? river in America, the water began flowing backward and the mud started talking. It spoke in baritone gurgles, like Barry White trapped in a bong. You know what this is, John? No, Barry White mud. This is QUICKSAND. *&#%. [?]

Capital Journal Daybreak: Israel, Hamas Agree to Open-Ended Cease-Fire | Farm Bill Becomes Midterm Flash Point | The ...
The Journal's morning rundown of the biggest news stories and exclusive features from Washington on politics, policy, financial regulation, defense and more.

Southern Fried Fest starts Sept. 26
The 19th annual Southern Fried Festival opens its gates Friday, Sept. 26, to kick off the 2014 festival. Returning to host the festival is Kevin Sport, host of RFD-TV?s ?The Right Place,? who will serve as the Main Stage host for the weekend as well as take the stage with his band Saturday evening.

Report: America?s ?most endangered? river is in California
FRESNO, Calif. (CNN) ? Halfway through my three-week, 417-mile journey down the ?most endangered? river in America, the water began flowing backward and the mud started talking. It spoke in baritone gurgles, like Barry White trapped in a bong. You know what this is, John? No, Barry White mud. This is QUICKSAND. *&#%. Despite my [?]


:::

Farm Bureau Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com