:::

Commercial Car Insurance Information

:::
 




:::

Commercial Car Insurance Articles

:::

Understanding Different Types Of Auto Insurance

By Marcus Dubois

Auto Insurance policies can be divided into different categories according to the coverage they provide. Broadly speaking there are four kinds of policies known as Collision Insurance, Comprehensive Coverage Insurance, Uninsured and underinsured Motorist Coverage policies and No Fault Automobile Insurance policy. Besides these, there are policies that take care of other needs like covering an auto loan, paying for towing expenses or paying for the cost of a rented car while your vehicle is being repaired.

The most common insurance policies are:

Collision: Any property damage caused to your vehicle due to an accident caused by any other vehicle or object is covered under this policy. The claim amount cannot exceed the actual cash value of the vehicle and is subject to any deductible.

Comprehensive: Any property damage to your vehicle that is caused by non-collision factors like fire, theft, vandalism, and even natural disasters like flood, hurricane or earthquake is covered under this policy.

Uninsured Motorist Coverage (UM) and underinsured motorist (UIM) coverage: takes cares of any injury that may result to you or to persons insured in your policy from an accident that takes place with another uninsured or underinsured driver or vehicle owner. Generally only body injuries are covered under this policy.

No Fault Auto Insurance Policy: Irrespective of who caused the accident, the insurance company pays for the medical expenses and for the loss of wages that the insured suffers on account of a collision under this policy.

Some other additional coverage that an auto insurance policy holder can buy are:

Property Damage Liability and Bodily Injury Liability: These two policies protect the insured from any claims made against him for causing damage to property including vehicle belonging to another person or for causing any bodily injury or loss of life to other individuals up to the amount mentioned in the policy.

Auto Lease Protection: is an additional protection that you may add to your collision or comprehensive auto insurance policy to take care of any gap that exists between your auto loan amount and the cash value of your vehicle.

Full Tort and Limited Tort: available only in the state of Pennsylvania allows the insured to retain unrestricted rights to bring a lawsuit against a negligent party or recover expenses incurred for certain damages.

Rental Expense: Known as Extended Transportation Expense Coverage, the policy pays for a rental car while your vehicle is being repaired or replaced.

Medical Payments Insurance covers medical expenses for injuries sustained in an accident involving any vehicle for the insured, his passengers and other parties irrespective of whose fault it is.

Towing and Labor: An additional coverage option that can pay for all necessary towing and labor costs to tow your damaged vehicle to a work shop or another location.

Free Quote Commercial Car Insurance


:::

Commercial Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Commercial Car Insurance News

:::


Car Insurance Anaheim CA: Target Up Insurance is Expanding
ANAHEIM, Calif., Sept. 9, 2014 /PRNewswire-iReach/ -- Car Insurance Anaheim CA - Target Up Insurance Services, a leader in Southern California insurance for the best rates and premiums is pleased to announce they are expanding their services to include the Anaheim, Calif., area. Providing the best in car, home and life insurance, Target Up has a solid reputation of working with anyone to get the ...

Car Insurance Ontario CA: Target Up Insurance is Expanding
ONTARIO, Calif., Sept. 4, 2014 /PRNewswire-iReach/ -- Car Insurance Ontario CA - Car insurance is a necessity in California. While many may argue they do not need insurance because they are safe drivers, car insurance is not to protect them. Car insurance protects the consumer from other drivers. Those who live in Ontario, Calif., will be pleased to know that a 30 plus year veteran of the ...

ProgressiveŽ Insurance Teams Up with Zubie to Reward Safe Drivers
Progressive and Zubie are collaborating on an industry-first telematics solution to deliver savings to consumers for their safe driving. Customers of Zubie?s connected car service can now earn discounts on their auto insurance from leading usage-based insurance provider, Progressive.

Progressive Insurance Encourages Drivers to Put the Brakes on Dangerous Driving Behavior with ?Drive Safe Today Day?
Like many drivers, you may have been taught that the ?10 and two o?clock? position is the safest way to hold a steering wheel, but it?s time to update your in-car mantra. According to a ProgressiveŽ Insurance survey of U.S.

Zeller Insurance Unveils Its New Custom Virtual Insurance Office and Digital Marketing Strategy
Local Indiana-based agency is excited to expand its reach and offer comprehensive insurance solutions to area residents and businesses. (PRWeb September 12, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12162557.htm

Why commercial drivers hardly make motor insurance claims
Motor insurance is mandatory by law and also one of the most common and highly respected insurance policies in Ghana. Also known as vehicle/car/auto insurance, motor insurance is purchased for cars, trucks and other road vehicles.

Lyft hearing examines insurance
A witness for the Pennsylvania Insurance Federation, a Pennsylvania trade group, tried to explain Wednesday why the insurance coverage that San Francisco ride-sharing company Lyft is proposing is problematic.

The Voice of British Farming
Your basket is currently empty! Our unique network of local offices and advisers are co-funded by NFU Mutual.

Beginner?s Guide to Buying Your First Car
You don?t want to be bamboozled by a slick car salesman. As Stacy Johnson said, ?Cars are for transportation, not status.? Consumer Reports recommends that you figure out how much car you can afford by looking at two factors:

Guide to buying your first car
Buying your first car will require some time and effort on your part. Here's a step-by-step guide to get the best deal on a new ride.


:::

Commercial Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com