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How To Reduce Car Insurance Premiums

By John Mussi

Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost. Apart from negotiating a good deal, there are some other things that you can do to further bring down your car insurance premium for example;

Many insurers average yearly mileage at 12,000 miles. If you do not drive this amount, you can inform your insurer, thus resulting in a reduction in your premium.

Park the car - Parking your car in a secure location such as a locked garage or a secure designated off road parking spot can potentially reduce your premiums.

Bulk buying - Most of the big insurance companies offer all forms of insurance such as home, life etc. You may receive a discount for buying multiple forms of insurance with the same company.

Female drivers are statistically less prone to accidents. Women can avail their quotes from a firm that specialises in covering female drivers.

Anti-theft alarm - Equip your car with electronic central locking and alarm. Most insurance companies have a discount if you have these devices fitted in your car.

Avoid high interest rates - Interest charges are very high if you were to pay your premium in monthly instalments. It would work out cheaper to pay your premium in one lump sum.

Buy on the Internet - Financial products are far cheaper on the Internet than elsewhere. Car insurance is usually about 10% cheaper when you buy online.

Shop around - Be prepared to do the legwork, if you want a good deal.

Check the insurance rating - Some cars are considered to be of a higher risk than others. Before buying a car, check out its insurance group rating as car insurance premiums vary greatly between insurance groups.

Imported cars are expensive to insure - The price of a car bought abroad may be cheaper, but most likely, the insurance won't be. This is because, the parts can be more expensive and difficult to find, so take this into consideration unless you are buying a car fully catered for in UK.

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Car Insurance San Diego News

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San Diego cabbies cry foul over body odour test
Body odour is among 52 criteria that officials at San Diego International Airport use to judge taxi drivers. Cabbies say that smacks of prejudice and discrimination.

Cabbies make stink about smell test, allege bias
A cab driver waits near his car in line at a depot near San Diego Airport where inspectors are judging how taxi drivers smell, a practice that some drivers say may lead to discrimination against immigrants.

San Diego Cab Drivers Upset About Body Odor 'Smell Test' (Video)
San Diego Cab Drivers Upset About Body Odor 'Smell Test' (Video) San Diego Cab Drivers Upset About Body Odor 'Smell Test' (Video) Legal Lifestyle Local Travel Weird News San Diego Cabs Has Been Optimized San Diego County Regional Airport Authority officials have a checklist that they require of each cab driver. The 52-point checklist includes: proof of car insurance, windshield wipers that work ...

San Diego cabbies outraged by official body odour test used to ban foul-smelling taxi drivers
The union says the test, which prohibits foul-smelling drivers and promotes regular bathing, perpetuates a stereotype that foreign-born taxi drivers smell bad

San Diego cabbies outraged by body odour test used to ban foul-smelling taxi drivers
The union says the test, which prohibits foul-smelling drivers and promotes regular bathing, perpetuates a stereotype that foreign-born taxi drivers smell bad

San Diego cabbies cry foul over body odor test
Body odor is among 52 criteria that officials at San Diego International Airport use to judge taxi drivers. Cabbies say that smacks of prejudice and discrimination.

Car Insurance Rates Finder for California Agencies Added to National Tool at Insurer Portal Online
Car insurance rates finder is now helping drivers to review California agencies for low prices at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb September 12, 2014) Read the full story at http://www.prweb.com/releases/car-insurance-rates/auto-insurance-quotes/prweb12166539.htm

San Diego cabbies cry foul over body odor test - NBC40.net
(AP Photo/Gregory Bull). Cab driver Martin Salami looks down as he talks about new ordinances facing drivers at a depot near the airport Wednesday, Sept. 10, 2014, in San Diego.

Detroit Tops U.S. In Car Insurance Costs
Detroit isn't just the car capital of the U.S. ? it's also the king of car-insurance costs. According to insuranceQuotes.com, a subsidiary of finance-info provider Bankrate Insurance, the Motor City and its metropolitan area lay claim to the dubious distinction...

Metromile Pitches Pay-as-You-Drive Auto Insurance
Greg Muender, a 27-year-old tech entrepreneur in San Diego, was constantly shopping for the best deal on car insurance. ?I probably switched carriers five times or more? over five years, he says. ?Insurance was a commodity to me.?


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