How To Save On Your Auto InsuranceBy Tom McKnight
Let your fingers do the walking… Remember that Yellow Pages Ad Campaign? Excellent advice if you’re shopping for auto insurance. Shop around and do it yearly. Don’t just keep paying the invoice over and over without comparison shopping. Below are a few suggestions to help you get the best deal available on your automobile insurance policy.
Insurance agents really have a lot of leeway. They can price match and they can offer many discounts. There are also many decisions you can make about your policy that will save you a bundle. For example, if you change your deductible on your collision from a $50 deductible to a $1000 deductible, you’re inline for a huge premium savings. If you don’t think you could come up with $1000 out of pocket, then change it to a $500 deductible; you’ll still save a sizable amount on your annual premium payment.
You can also get more of a savings if you change your comprehensive deductible. Many people needlessly carry full coverage on their older vehicle. They originally purchased the vehicle new, paid for full coverage and to this day, continue to pay the same high rate. Their ten year old vehicle may be worth $1000 or less, yet they continue to pay $250-$450 every six months (total $500 to $900 dollars a year) to keep full coverage on their old vehicle.
However, if they have an accident and totaled their vehicle, the insurance company will only pay them the wholesale value of the vehicle. The amount they would receive could be $1000 or less. A vehicle that old just needs the insurance that protects the other person in case of an accident.
Another method to save more on your insurance is by combining your vehicles and other insurance together to get you additional savings. All insurance companies offer a multi-car discount (if yours doesn’t, it’s time to switch companies). Further, many will discount more if you have your homeowners or renters policy with them.
There are a few other discounts that you may not be taking advantage of. It seems obvious, but make sure you are getting the correct rate for your age. There are discounts for various ages than can save you lots of money. Check with your agent on this one. Also alarm systems on your vehicle are usually good for a discount. Additionally, anti-lock brakes and air bags can also help lower your premiums.
Don’t just keep paying the invoice when it comes in. Your insurance bill should be an automatic trigger for you to make a few phone calls to see if you can save even more money on your auto insurance premiums.
Georgia Man Protests Insurance Company
A man and his wife protest against a car insurance company.
Under Georgia Law, Not All Hot Car Deaths Are Treated Equally
Justin Ross Harris, the Georgia father who left his two year old son to die in a hot car, has been indicted for murder by a grand jury. Harris faces eight criminal counts: malice murder, cruelty to children in the first degree, cruelty to children in the second degree, criminal attempt to commit felony exploitation of children, two counts of felony murder, and two counts of dissemination of ...
Georgia dad charged with murder in toddler's hot car death
Justin Ross Harris indicted on eight counts related to the June death of his 22-month-old son
Dad in hot-car death case indicted on murder, child cruelty charges
Justin Ross Harris, a Georgia man accused of intentionally leaving his toddler in a hot car for seven hours in June and sexting with multiple women as the boy died, was indicted Thursday on eight charges, including murder and child cruelty.
Personal Injury Lawyer Jennifer Gore-Cuthbert, a Guest on Business Radio X's "Atlanta Legal Experts" Show
Jennifer Gore-Cuthbert with The Gore Law Firm, appeared on "Atlanta Legal Experts" to discuss car accidents, diminished value claims, and insurance coverages. (PRWeb September 03, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12135662.htm
Who Pays My Medical Bills After an Accident?
If getting into an automobile accident wasn?t bad enough, you suffered injuries and received medical attention, and now you find out that even though you didn?t cause the accident, you have to pay for your own medical bills. How fair is that? Not fair at all, but unfortunately, it?s usually a reality, at least until [?]
Car insurance rates on the rise in Georgia
Channel 2 Consumer Investigator Jim Strickland has discovered the insurance company that covers one out of every five cars in Georgia will hike rates for the second time in six months. "Well, that's a little worrisome," said State Farm customer Denise Warren. Her SUV is one of the 1.5 million Georgia automobiles covered by the insurance giant. Strickland showed Warren the rate information she ...
Georgia father who left 22-month-old in hot car indicted for murder
A grand jury indicted the Georgia father who allegedly left his son to die in a hot car on murder charges Thursday. read more
Diminished Value of Georgia Reviewed by the Atlanta & Company TV Program on NBC's 11Alive
Review of Diminished Value of Georgia, Atlanta's Leading Car Appraisal Company (PRWeb August 31, 2014) Read the full story at http://www.prweb.com/releases/Diminished-Value-Georgia/tv-review/prweb12134720.htm
Diminished Value of Georgia is Now Hiring Vehicle Valuation Experts and Auto Damage Appraisers in Atlanta
Due to expanding operations in Atlanta, Diminished Value of Georgia, the state's leading car appraisal company is now hiring vehicle valuation experts and auto damage appraisers. (PRWeb August 31, 2014) Read the full story at http://www.prweb.com/releases/Diminished-Value-Georgia/Hiring-Atlanta/prweb12134740.htm