How To Choose The Right Auto Insurance Plan?By Danny Huang
OK letís face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?
First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.
Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?
Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.
**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.
Metro Denver has sixth-least expensive car insurance in the nation
The Denver metropolitan area has the sixth cheapest car insurance in the nation, according to a report released Thursday by insuranceQuotes.com.
Americans Spend More Time Researching a New Car Than Health Insurance Options
NEW YORK ( MainStreet ) ? While some consumers wait anxiously for the annual health care open enrollment period, other Americans are in a rush to choose benefits despite its lasting consequences.
K.W Oxnard: White Americans, white privilege
In the 1990s, when I lived in New York, a friend I'll call Adam and I drove out to his house in Montauk, Long Island. A few miles into town, we noticed a police cruiser behind us. Adam, a stockbroker in his 30s, began to panic.
Why Motor City is an Expensive Place to Drive
Detroit may have one of the lowest costs of living in the country, but its residents are paying 165 percent more for car insurance than the national average, according to a new analysis by InsuranceQuotes.com.† The average cost of car insurance nationwide was $797 in 2011 (the most recent data available), according to the National Association of Insurance Commissioners. Motor City residents pay ...
Detroit Tops U.S. In Car Insurance Costs
Detroit isn't just the car capital of the U.S. ? it's also the king of car-insurance costs. According to insuranceQuotes.com, a subsidiary of finance-info provider Bankrate Insurance, the Motor City and its metropolitan area lay claim to the dubious distinction...
Renting a Car With Your Credit Card: The Devil Is in the Details
NEW YORK (MainStreet) -- Credit-card companies like to tout how you'll get free insurance if you rent a car using their card, but a detailed analysis finds that the coverage they provide sometimes excludes big SUVs, overseas rentals and more. "Most people probably have at least one card in their wallet that provides car-insurance coverage, but what's important to understand is that the devil is ...
Detroit Has Most Expensive Car Insurance, Charlotte Has Cheapest
SAN FRANCISCO, Sept. 11, 2014 /PRNewswire/ --†Detroit has the most expensive car insurance and Charlotte has the cheapest, according to a new insuranceQuotes.com examination of average premiums in the ...
Update: It's Still Ridiculously Expensive To Drive In Detroit
Nothing new here, just more evidence that's car insurance is sky high in the Motor City. According to some figures, Detroiters pay 165% more than the national average. Read more...
Survey: Detroit Has Most Expensive Auto Insurance Rates In Nation
In the metro Detroit area, drivers pay a whopping 165 percent more than the national average for car insurance.
Housing Woes Worse in L.A. Than New York, San Francisco
Jeanette Cross took out a payday loan to cover her May rent of $1,600 in South Los Angeles. "I'm further and further behind," Cross, a 34-year-old single mother of four, said in a telephone interview. Angelenos use a bigger slice of their paychecks on shelter than people in New York, San Francisco or Miami, studies show. "They're bottom earners living in a high-priced housing market," said ...