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How To Reduce Car Insurance Premiums

By John Mussi

Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost. Apart from negotiating a good deal, there are some other things that you can do to further bring down your car insurance premium for example;

Many insurers average yearly mileage at 12,000 miles. If you do not drive this amount, you can inform your insurer, thus resulting in a reduction in your premium.

Park the car - Parking your car in a secure location such as a locked garage or a secure designated off road parking spot can potentially reduce your premiums.

Bulk buying - Most of the big insurance companies offer all forms of insurance such as home, life etc. You may receive a discount for buying multiple forms of insurance with the same company.

Female drivers are statistically less prone to accidents. Women can avail their quotes from a firm that specialises in covering female drivers.

Anti-theft alarm - Equip your car with electronic central locking and alarm. Most insurance companies have a discount if you have these devices fitted in your car.

Avoid high interest rates - Interest charges are very high if you were to pay your premium in monthly instalments. It would work out cheaper to pay your premium in one lump sum.

Buy on the Internet - Financial products are far cheaper on the Internet than elsewhere. Car insurance is usually about 10% cheaper when you buy online.

Shop around - Be prepared to do the legwork, if you want a good deal.

Check the insurance rating - Some cars are considered to be of a higher risk than others. Before buying a car, check out its insurance group rating as car insurance premiums vary greatly between insurance groups.

Imported cars are expensive to insure - The price of a car bought abroad may be cheaper, but most likely, the insurance won't be. This is because, the parts can be more expensive and difficult to find, so take this into consideration unless you are buying a car fully catered for in UK.

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Texas Car Insurance News

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Texas Car Insurance Estimator Now Active for Use at Insurance Website Online
A Texas car insurance estimator tool is now actively used for drivers using the Bright Sky Insurance portal to find affordable pricing at http:/brightskyinsurance.com/auto-insurance.html. (PRWeb August 25, 2014) Read the full story at http://www.prweb.com/releases/texas-car-insurance/auto-insurance-tx/prweb12120383.htm

Detroit Tops U.S. In Car Insurance Costs
Detroit isn't just the car capital of the U.S. ? it's also the king of car-insurance costs. According to insuranceQuotes.com, a subsidiary of finance-info provider Bankrate Insurance, the Motor City and its metropolitan area lay claim to the dubious distinction...

Car Insurance Quote System for Texas Drivers Updated with 2014 Rates at Insurer Portal
The car insurance quote system built for motorists in the U.S. at the Quotes Pros website is now providing Texas agency rates for 2014 at http://quotespros.com/auto-insurance.html . (PRWeb August 23, 2014) Read the full story at http://www.prweb.com/releases/car-insurance-quote/auto-insurance-texas/prweb12117101.htm

Ticket to Ride
When Texas Christian University sophomore Kirina Awamoto moved to Fort Worth two years ago, she made the tough choice to leave her car in California. With insurance, parking, maintenance, and gas, the costs would have been too much, she said. She quickly figured out, though, that she still needed wheels for things like grocery shopping. [...]

Auto Insurance Discounts for Texas Motorists Added to State System at Insurer Website
Auto insurance discounts from agencies are now available to review for Texas motorists from the state locator system at http://quotespros.com/auto-insurance.html . The Quotes Pros company is now offering this search. (PRWeb August 16, 2014) Read the full story at http://www.prweb.com/releases/auto-insurance-discounts/car-insurance-texas-price/prweb12100245.htm

Texas Leads U.S. in Pickup Theft as Crooks Target Border
Texas has the most pickup truck thefts of any U.S. state, as criminals target towns where the vehicles can most easily be taken over the Mexican border.

Auto Insurance Quotes for Texas Motorists Now Delivered Through New State System at Insurance Website
Auto insurance quotes are now supplied to Texas motorists who use the Quotes Pros website at http://quotespros.com/auto-insurance.html . This new consumer state search tool is now accessible. (PRWeb August 18, 2014) Read the full story at http://www.prweb.com/releases/auto-insurance-quotes/car-insurance-texas/prweb12102607.htm

Cheap Auto Insurance from Texas Agents Featured Inside Database for Consumers at Insurer Website
Cheap auto insurance is now quoted by Texas agents using the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 20, 2014) Read the full story at http://www.prweb.com/releases/cheap-auto-insurance/texas-car-insurance-price/prweb12109395.htm

O'Connor: Put the brakes on auto insurers' unfair practices
Head's up, Funny Money fans: In honor of the end of summer and start of a new school year, here's a pop quiz! Our topic? Your automobile insurance.

USS Saratoga arrives in South Texas to be scrapped
BROWNSVILLE ? The decommissioned aircraft carrier USS Saratoga has arrived at its final destination in South Texas, where it will be scrapped.


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