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How To Choose The Right Auto Insurance Plan?

By Danny Huang

OK letís face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?

First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.

Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?

Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.

**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.

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Auto Insurance Quotes For High Risk Drivers Now Available At Insurance Panda
The Article Helps High Risk Drivers Understand How Insurance Companies Decide how to Insure Vehicles and the Best Way to Obtain Auto Coverage New York, NY / ACCESSWIRE / September 3, 2014 / InsurancePanda.com, ...

When you lend your car, think about the insurance
Do you lend your car to friends, family, or even strangers who hook up with you through a car-sharing smart phone app? If you do, remember that you're also often lending those other drivers your ...

A DUI in Washington state will cost you plenty
Website estimates cost of drunk driving in dollars and cents; DUI on MI is 17th costliest in state.

Personal Injury Lawyer Jennifer Gore-Cuthbert, a Guest on Business Radio X's "Atlanta Legal Experts" Show
Jennifer Gore-Cuthbert with The Gore Law Firm, appeared on "Atlanta Legal Experts" to discuss car accidents, diminished value claims, and insurance coverages. (PRWeb September 03, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12135662.htm

Federal Way fourth most expensive city in state for DUI conviction
The cost of a DUI conviction in Federal Way is the fourth most expensive in the state, according to a recent study.

Cops suing Wilmette man after DUI crash in Lake View
A north suburban man who was cited for DUI after his vehicle rear-ended a Chicago Police squad car in the Lake View neighborhood is being sued by the officers, according to a lawsuit filed Wednesday in the U.S. Circuit Court.

Le'Veon Bell charged with DUI; LeGarrette Blount just pot possession
LeGarrette Blount is expected to be a nice backup to Le'Veon Bell while also providing insurance to the Steelers in the event Bell is injured again in 2014. According to Mike Florio of Pro Football Talk,†Le'Veon Bell and LeGarrette Blount have been charged with marijuana possession, while Bell is also getting charged with a DUI. Ross Township Police detective Brian Kohlhepp informed PFT that ...

California DUI suspect pleads not guilty in deaths
TURLOCK, Calif. (AP) ? Prosecutors say a California man had a blood-alcohol level over twice the legal limit when he hit and killed three members of a family with his car.

Street Beat
Checkpoint Nabs Nearly a Score of Scofflaws By Donna Furey | LB Indy Over 1,500 vehicles were screened and three suspected drunk drivers arrested last Friday, Aug. 22, during a DUI checkpoint by Laguna Beach police near Irvine Cove. In all 17 citations were issued including four for unlicensed vehicles or motorists during the 9 [?] The post Street Beat appeared first on Laguna Beach Independent ...

DUI suspect arrested after crashing into CHP motorcycle officer
An unlicensed driver has been arrested in a hit-and-run crash that injured a California Highway Patrol motorcycle officer after a soccer match at Levi's Stadium in Santa Clara, auhtorities said. Gerardo Gonzalez Corona, 30, of Hayward, was booked into the Santa Clara County Main Jail on suspicion of driving under the influence causing injury, being in a hit-and-run collision that caused an ...


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