:::

How Much Car Insurance Information

:::
 




:::

How Much Car Insurance Articles

:::

Understanding All Auto Insurance Claims

By Sher Matsen

If you are involved in an accident it is important that you know the proper procedure for filing an insurance claim. You will most likely need to deal with one or more adjusters who will determine the insurance salvage. Follow these simple tips to make sure you have taken all the necessary steps to collect the correct information and follow the correct procedure.

Do your self a favor and prepare in advance. Know the laws and the reporting requirements of the state you live in and drive in. Always carry an accident package in your car. It should contain paper, pen, and accident reporting form which are available online free from the DMV.

If an accident occurs remain calm and stop your car. If there are injuries do what you can to make the person or persons comfortable. Call the EMT to treat any injured parties and call the police.

If you smell gas or if the car is on fire clear all persons away from the area. Do not move seriously injured people unless it is a threat to their lives to leave them where they are.

If the accident is minor and there is only property damage and no injuries, put your hazard lights on and drive both vehicles to a safe location at the side of the road. Set up flare or reflective triangles in the rear and side of the cars to ensure other motorists are aware of your location.

Both drivers need exchange car insurance information. You also need to exchange the names of the drivers, all passengers in the vehicle, and any witnesses. As well as names you should obtain complete addresses and telephone numbers.

Next you will need to contact your insurance company and if you feel you need to contact a lawyer now is the time to do so.

Your car insurance company will need to collect all pertinent information. They will need the year, make, model, and license plate number of the other car. They will also need the drivers name, address, telephone number, date of birth, and his or her driverís license number as well as the issuing state.

If the other drive is not insured obtain as much information as you can then notify the police. Both the police and the insurance company will want the full names, addresses, and phone numbers of all witnesses.

If the police attend the accident scene request a business card from the attending officer that gives his full name and how you might reach him.

If you have a digital camera handy take plenty of photos. These days many people have a digital camera built right into their cell phone which is very convenient.

As soon as you are able, write down all details pertaining to the accident. Information such as weather conditions, pavement conditions, visibility and lightening could all become very important in determining who was at fault.

You also need to record the estimated speed of both vehicles. As well do a sketch of the accident scene marking the direction each driver was traveling. Make notes of things such as stop signs, traffic lights, other vehicles on the roadway, and any obstacles.

You should also record all damage to the car and any other property as well as all body injuries no matter how minor they appear.

Whatever you do, do not discuss who is at fault with the other driver. Insurance companies recommend you do not engage in conversation about fault. Give the police officer an account of the accident but in privacy away from the other driver.

Remember no one can force you to give details of the accident or admit blame. You always have the right to consult a lawyer before answering any questions.

Letís hope you never have to file an insurance claim. But if you are well prepared should an accident occur you will be much more likely to record the necessary information to ensure that your claim proceeds smoothly.

Free Quote How Much Car Insurance - Turn 21 today!


:::

How Much Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

How Much Car Insurance News

:::


How Car Theft Affects Your Insurance Rates
See whether your car is on the latest list of most-stolen vehicles and how that might affect your premiums.

Beginner?s Guide to Buying Your First Car
You don?t want to be bamboozled by a slick car salesman. As Stacy Johnson said, ?Cars are for transportation, not status.? Consumer Reports recommends that you figure out how much car you can afford by looking at two factors:

Is Loan Protection Insurance Right For You?
This coverage can keep you from defaulting on your loans when you're in financial trouble.

3 cities where car insurance tops $1,000 a year
The most ? and least ? expensive cities for car insurance.

7 money mistakes to avoid in your 20s
Choices you make in your 20s ? from what you study and how much you save to what kind of car you drive and where you live ? can drastically improve your chances of coming out on top later in life.

The Most & Least Expensive States for Owning a Car
Insurance premiums and repairs make up a lot of a car owner's expenses, but one thing really drives the annual costs of operating a car: How much you drive.

"You Have Insurance? We Still Won't Pay."
Too often, people think that buying insurance solves all their problems. Not always. The real question is: How readily will the insurance company pay a valid claim? I am an attorney and have been handling consumer protection cases in Michigan now for 23 years. I wrote a post the other day about complaint methods that generally don't work and I got a ration of grief from readers telling me that ...

Son FINALLY gets license; mom is terrified
After two years of my prodding, my son got his drivers license last week. And I'm a mess.

Secrets to a cheap mortgage deal
AN undercover negotiating expert shows how tens of thousands of dollars can be saved on a mortgage by demanding a better deal.

Where Drivers Pay the Most -- And Least -- For Car Insurance
Average auto insurance costs can vary from one major U.S. city to another by as much as nearly 200 percent, with Detroit leading the pack in premiums,


:::

How Much Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com