:::

Century 21 Car Insurance Information

:::
 




:::

Century 21 Car Insurance Articles

:::

Understanding Different Types Of Auto Insurance

By Marcus Dubois

Auto Insurance policies can be divided into different categories according to the coverage they provide. Broadly speaking there are four kinds of policies known as Collision Insurance, Comprehensive Coverage Insurance, Uninsured and underinsured Motorist Coverage policies and No Fault Automobile Insurance policy. Besides these, there are policies that take care of other needs like covering an auto loan, paying for towing expenses or paying for the cost of a rented car while your vehicle is being repaired.

The most common insurance policies are:

Collision: Any property damage caused to your vehicle due to an accident caused by any other vehicle or object is covered under this policy. The claim amount cannot exceed the actual cash value of the vehicle and is subject to any deductible.

Comprehensive: Any property damage to your vehicle that is caused by non-collision factors like fire, theft, vandalism, and even natural disasters like flood, hurricane or earthquake is covered under this policy.

Uninsured Motorist Coverage (UM) and underinsured motorist (UIM) coverage: takes cares of any injury that may result to you or to persons insured in your policy from an accident that takes place with another uninsured or underinsured driver or vehicle owner. Generally only body injuries are covered under this policy.

No Fault Auto Insurance Policy: Irrespective of who caused the accident, the insurance company pays for the medical expenses and for the loss of wages that the insured suffers on account of a collision under this policy.

Some other additional coverage that an auto insurance policy holder can buy are:

Property Damage Liability and Bodily Injury Liability: These two policies protect the insured from any claims made against him for causing damage to property including vehicle belonging to another person or for causing any bodily injury or loss of life to other individuals up to the amount mentioned in the policy.

Auto Lease Protection: is an additional protection that you may add to your collision or comprehensive auto insurance policy to take care of any gap that exists between your auto loan amount and the cash value of your vehicle.

Full Tort and Limited Tort: available only in the state of Pennsylvania allows the insured to retain unrestricted rights to bring a lawsuit against a negligent party or recover expenses incurred for certain damages.

Rental Expense: Known as Extended Transportation Expense Coverage, the policy pays for a rental car while your vehicle is being repaired or replaced.

Medical Payments Insurance covers medical expenses for injuries sustained in an accident involving any vehicle for the insured, his passengers and other parties irrespective of whose fault it is.

Towing and Labor: An additional coverage option that can pay for all necessary towing and labor costs to tow your damaged vehicle to a work shop or another location.

Free Quote Century 21 Car Insurance - Turn 21 Today!


:::

Century 21 Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Century 21 Car Insurance News

:::


2016 Miata Already Social Networking; A Mustang Auction
The 2016 Mazda Miata gets a ton of buzz on social media; Ford prepares to put the last of its limited edition Mustangs on the auction block; and the self-driving car saga continues.

No. 17 Virginia Tech suffers demoralizing letdown in 28-21 loss to East Carolina
BLACKSBURG ? All of the painful lessons about learning how to handle prosperity were supposed to have sunk in by now, but Virginia Tech still hasn't figured it out.

Windows to New Worlds
After 17 years of planning, fundraising, designing and building, the South Carolina State Museum?s new Windows To New Worlds project officially opens on Aug. 16. It includes a planetarium, 4D theater, observatory and an exciting and collaborative approach to education that can reach every school and give every student a chance to reach for the stars.

Warranty
Durhl Caussey writes a car column read around the world. He may be reached at this paper or dcaussey@sbcglobal.net. ]]> http://www.theepochtimes.com/n3/928813-2015-gmc-yukon-denali-4wd/feed/ 0 http://www.theepochtimes.com/n3/928829-2014-bmw-535d-bmw-diesel-done-right/ http://www.theepochtimes.com/n3/928829-2014-bmw-535d-bmw-diesel-done-right/#comments Tue, 02 Sep 2014 01:24:09 +0000 Jim ...

Louisiana Headlines
Sexual assault victims in East Baton Rouge Parish for years have gone to local hospitals for treatment and to be examined for possible physical evidence from an attack. But officials with the East Baton Rouge...

Auto news & reviews on saftey trends, new models and auto shows - KFDA - NewsChannel 10 / Amarillo News, Weather, Sports
Ford has revealed its first right-hand-drive Mustang, one of a handful of prototype versions that will be used for calibration testing in a handful of markets.

Court listings: Find out who has been sentenced in North Devon 22/08/14, 26/08/14, 29/08/14, 02/09/14
See justice served in North Devon. Richard Lloyd, 40, of Rackfield Court, Barnstaple, was given a 12-month conditional discharge and ordered to pay 15 after pleading guilty to stealing two candles worth 39.98 from Clinton Cards.

Community Calendar
Submit your event at least two weeks in advance by going to events.savannahnow.com. You can also mail to Community Calendar, P.O. Box 1088, Savannah, GA 31402. Announcements are printed daily in the Accent section as space allows.

4-year-old boy struck by tombstone still critical, ruled accidental injury
Colonie Investigators have ruled out criminality in the case of a large tombstone that fell on and critically injured a 4-year-old boy as he and his 2-year-old brother walked a short distance behind their mother and adult family members at Albany Rural Cemetery Sunday. "Nothing here is intentional or criminal," said Colonie Police Lt. Robert Winn. "Whatever took place is a tragic accident. " The ...

West Volusia Calendar of Events: Sept. 13-20, 2014
Saturday, Sept. 13 Friends of the Astor Library Book and Yard Sale 8 a.m.-noon at the Astor Public Library, 54905 Alco Road. Proceeds will help support the library and the children?s programs. Call 352-759-9913. Farmers Market 8 a.m.-1 p.m. at Gateway Center for the Arts, 880 North U.S. Highway ...


:::

Century 21 Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com