:::

Century Car Insurance Information

:::
 




:::

Century Car Insurance Articles

:::

Tips For Lowering Your Auto Insurance Quote

By Terje Ellingsen

Do you have many claims? If so, you should do all you can to reduce them or even endeavor to file no claims at all. Why do I bring this issue up in an article about lowering your auto insurance quote? Because the number of claims is the single factor that to the highest degree influences the cost of your insurance premium. Let me give you an example: Let's say you have 5 years of no claim. Most companies will then give you an unbelievable discount of your premium, some of them even 75%! It goes without saying that this is the most powerful way to get cheap insurance.

How can an insurance company do this? Look at an insurance company as a big box of money dropped in by people who gets security in return. What the company does is simply to reallocate the money that is left when the payments for damages are deducted.

People that have many damages and file many claims, must pay a higher premium and thus get a higher car insurance quote.But a safe driver that avoid claims, is rewarded with a lower one. Fair enough?

If you are new to insurance - or even if you have had insurrances for some years, but feel you lack knowledge about it. - I'll advice you to learn the basic auto insurance terminology, before you start to shop around. It can help you, not only to get a low cost insurance but also to make the correct coverage decisions for you. Let's do a little test: Do you need PIP coverage? What does PD coverage mean? What is BI coverage?

Do not accept the first quote you get

If you ask an insurance company for a quote, you can be almost hundred percent sure you'll get a better one from at least one other company. Comprehensive marketing research the recent years has shown that prices for a new six-month policy with comparable coverage can vary greatly between different companies. And we are talking about spreads in rates of at least $500

So, equipped with this knowledge both you and I know that it pays to do a little legwork and shop around for car insurance.

Most insurance companies have a form of questions you must provide answers to in order to get an understanding of your security situation. It is really astonshing, how much the criterias for determining the price can vary between companies. What one company may consider a high risk factor another company may view as a minor risk. So why not take a little time to compare rates for a number of different companies?

The first thing you should do before you start this comparison is to go through your insurance coverages and keep your auto insurance policy on hand. Then go online and start to shop around. The internet is probably the most comprehensive, fastest and easiest way to find a decent vehicle insurance quote.

And what's even more incredible, many insurance companies now offer some great discounts for buying the policy over the web - a discount that come in addition to the no-claim discount described above.

How is this possible? To handle an insurance sale in general cost money for the companies. However, a sale on the internet will cost less money than selling it over the counter. They do not have to involve human resources if you purchase it online. Thus the companies save money on your internet purchase, and a part of this saving is passed on to you as a discount, a significant discount if you buy from the right company.

Free Quote Century Car Insurance - Turn 21 today!


:::

Century Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Century Car Insurance News

:::


Five ways to keep your beater car on the road forever
I am driving around town in a 15-year-old beater these days. The ride is...pleasant. The premium sound system still offers that healthy escape from the rigors of the road, and the leather seats are in better shape than the den sofa I bought brand new five years ago. I could take this car across the country tomorrow without a care or a concern. It does everything I ask of it. This blue Buick ...

Technology Is Radically Changing The Advertising Business ? And The Consequences Are Profound
The Economist A FEW MONTHS ago Progressive, an insurance company, ran a video ad on Facebook featuring a grown man who acts like a baby and is carried around in a sling. The ad urged youngsters to ?act your age? by renouncing their parents? car insurance and buying their own. When Facebook employees chuckled about it during a meeting, David Fischer, the firm?s 41-year-old head of marketing ...

For Drivers in Belgium, God Is Their Insurance Agent
SCHERPENHEUVEL, Belgium?Belgium's roads are among the riskiest in Europe so thousands of drivers come here to take out an Almighty insurance policy. For Mariano Duye, the trip is a family tradition. His mother used to take him to Scherpenheuvel to have the family car blessed. He lives in Leuven, a half-hour drive from Scherpenheuvel, and has brought each of the five cars he has owned to the ...

When to Drop Collision? Insurance.com Data Reveals When Drivers Decide to Risk it All
Insurance.com analysis details the percentage of vehicles, from new to 20 years old, whose owners forgo collision coverage to save money. (PRWeb September 09, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12149509.htm

The Radically Changing Advertising Business Has Profound Consequences
A FEW MONTHS ago Progressive, an insurance company, ran a video ad on Facebook featuring a grown man who acts like a baby and is carried around in a sling. The ad urged youngsters to "act your age" by renouncing their parents' car insurance and buying their own. When Facebook employees chuckled about it during a meeting, David Fischer, the firm's 41-year-old head of marketing, wondered why he ...

Insurance.com, Which Compares Auto Insurance Rates for Drivers Across the U.S., Delivers 11 Millionth Quote
Insurance.com's user friendliness is a key to its success, lets users 'test drive' policies before they buy. (PRWeb August 25, 2014) Read the full story at http://www.prweb.com/releases/2014/08/prweb12116474.htm

Older Honda Accords, Civics continue to top most stolen car rankings
Honda?s Accord and Civic sedans were the two most stolen vehicles in America last year, according to the latest Hot Wheels report from the National Insurance Crime Bureau.

Living And Death Benefit Riders: How Do They Work?
Find out how these different riders work, and which type is right for you.

In Belgium, Drivers Seeking Safe Travels Have Their Cars Blessed by a Priest
SCHERPENHEUVEL, Belgium?Belgium's roads are among the riskiest in Europe so thousands of drivers come here to take out an Almighty insurance policy. Every year, more than 5,000 people?most of them Belgian, ...

Family capitalism?s insidious return: How billionaires are undermining America
The Kochs are only the most conspicuous 1 percenters who believe they can fashion the country in their image


:::

Century Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com