How To Choose The Right Auto Insurance Plan?By Danny Huang
OK let’s face it. There are many different auto insurance company that wants you to join their insurance policy and every company looks like they have the best deals to offer. However, to be honest with you, I think they all look the same to me. So How do you choose which company and which plan for you?
First, you need to ask what your budget is. You need to know what your finical status is and how much you can afford every month for auto insurance. Then you can narrow down some of the more expensive coverage in your insurance plans.
Second, decide the amount of coverage you want. Decide whether you want 15,000$ coverage per accident or 30,000$ coverage per accident. Normally, people will try to save money and choose a lower coverage. Personally, I would recommend choosing full coverage that would an accident fully. The reason is because the price difference between the two are minimal compare to the amount of they cover. For example, the difference maybe 10$ amount which means 120$ a year; however, if you get into an accident, the insurance policy will pay you maybe 50,000 than 15,000. You see the difference?
Lastly, find out what is the price range is for the coverage you have selected. After you know how much you want for your coverage. Go to different companies and ask how much their price is for the same coverage by calling them or checking it on their website. After you know how much different insurance companies cost find a well known brand with the lowest price on the same coverage.
**hint: you can higher your deductibles and lower the cost of the insurance company. However I would not do that since, you only save maybe 5$ a month and you have to put up with more if you get into an accident.
7 Things Your Kids Should Know When They Take a Car to College
Knowing the implications of car insurance while away at school should be on your college prep checklist.
AAA: Fewer driver's ed classes = more teen traffic accidents, convictions
BLOUNTVILLE ? Fewer students taking driver's education in high school has resulted in an increase in teenagers in car accidents and traffic convictions nationwide, according to a recently released AAA study.In the region, driver's education is a requirement in Virginia for those younger than 19 to get a license, but not across state line in Tennessee, where some local systems offer no driver's ...
Flood damage help depends on insurance coverage
Heavy rains submerged cars on Forest Avenue on Wednesday night and in the days after, motorists tried to figure out the damage and whether insurance covered them. Guests of the La Quinta Hotel saw the damage on Thursday. "We called our insurance company, they came, they took a look. They said it's totaled," said Jose Tovar of Long Island, New York. AAA of Northern New England had a 25 percent ...
It Pays to Be Gray: Senior Driver Discounts
Everyone wants to reduce their auto insurance premiums, right? Well, in 34 states and the District of Columbia getting older can be the ticket to cheaper car insurance. All you have to do is pass an approved driving class that...
Defensive Driving ?Boot Camp? for Teen Drivers Coming to Southern New Jersey Sept. 21
Drive Safer Hopes to Make a Dent in the Leading Cause of Death for Teens, Through Behind-the-Wheel Car Control Courses (PRWeb August 31, 2014) Read the full story at http://www.prweb.com/releases/2014/08/prweb12133643.htm
Do Self-Driving Cars Spell Doom for Auto Insurers?
The removal of fallible human drivers?and their steady premiums?could create havoc for auto insurers
AAA: Labor Day travel will be up slightly
More than 34 million Americans are expected to travel 50 miles or more from home during Labor Day weekend, up 1.
TrueCar Now Serving Targeted Manufacturer Incentives To Customers Of Insurance Affinity Partners
SANTA MONICA, Calif., Aug. 21, 2014 /PRNewswire/ -- TrueCar, Inc. (TRUE), the negotiation-free car buying and selling platform, today announced that it has launched major enhancements to the auto buying programs for its insurance affinity partners, specifically the integration of exclusive incentives from automakers uniquely tailored to the needs of total-loss customers. Through the TrueCar ...
Nearly 35 Million Traveling for Labor Day Says AAA, Highest Since Recession Driven Decline
ORLANDO, Fla., Aug. 21, 2014 /PRNewswire-USNewswire/ -- AAA Travel projects 34.7 million Americans will journey 50 miles or more from home during the Labor Day holiday weekend, the highest volume for the holiday since 2008 and a 1.3 percent increase over 2013. Nearly 86 percent of travelers (29.7 million) will celebrate the holiday with a final road trip before summer comes to a close and ...
Flooded cars on Craigslist? Tips to avoid a scam
ff you're planning on buying a used car in the next few months, it's a good idea to do a thorough inspection first.