:::

How Much Car Insurance Information

:::
 




:::

How Much Car Insurance Articles

:::

Understanding Your Auto Insurance

By Tom McKnight

Reading auto insurance policies can be like trying to decipher advanced calculus. It's really not that difficult if you understand a few basic terms. Collision, Comprehensive, Bodily Injury Liability and Property Injury Liability are the main terms you need to fully understand.

You'll appreciate Collision Coverage in the event you need repairs or replacements if your vehicle collides with another vehicle or property. The higher the deductible you elect, the lower your premiums will cost you. If you're at fault for something, well of course it would still be an accident, as I doubt you'd plan to run into that guard rail, but how much would you be able to afford to pay out of pocket for repairs? $250? $500? $1,000? Just like medical insurance, you'd have to pay that deductible amount first and then the insurance company would pay for the remaining charges for the repair.

Another term to become intimately familiar with is Comprehensive Coverage. This is the coverage that pays for damage caused from falling objects, fire, certain natural disasters, theft and vandalism. Deductibles work the same way as with Collision; the more out of pocket costs to you, the less your insurance premium.

In addition to knowing how much Collision and Comprehensive coverage you have, you'll want to know about your liability coverage. Let's say you rear-end another driver. Or your foot slips off the brake onto the gas pedal and you plow down a mailbox. Your liability coverage will kick in and pay for the damages that you caused with your insured vehicle. You liability coverage will, or could, include bodily injury (people) and property damage.

You don't want to go without Bodily Injury Coverage. If you were at fault in an accident and others involved needed to go to the hospital and/or lost wages from missing work, those costs would come out of your pocket if you are not insured with Bodily Injury Coverage. It doesn't take a genius to know how quickly those amounts can add up. This type of coverage can also help you in the event the other party takes legal action against you. Many states require you to carry Bodily Injury Coverage.

The other part of liability includes Property Damage coverage. Can you imagine how much it might cost should you accidentally drive into the side of someone's home? You wouldn't want to be caught without property damage insurance should you need to pay for repairs to another vehicle, building or anything else you might hit. As with Bodily Injury coverage, Property Damage coverage also helps protect you in the event of a related lawsuit.

Every policy will have its limits and various degrees of coverage. It's important that you understand the basics of what you are paying for and why it is necessary. No one plans for an accident, be prepared!

Free Quote How Much Car Insurance - Turn 21 today!


:::

How Much Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

How Much Car Insurance News

:::


How Car Theft Affects Your Insurance Rates
See whether your car is on the latest list of most-stolen vehicles and how that might affect your premiums.

Beginner?s Guide to Buying Your First Car
You don?t want to be bamboozled by a slick car salesman. As Stacy Johnson said, ?Cars are for transportation, not status.? Consumer Reports recommends that you figure out how much car you can afford by looking at two factors:

Is Loan Protection Insurance Right For You?
This coverage can keep you from defaulting on your loans when you're in financial trouble.

3 cities where car insurance tops $1,000 a year
The most ? and least ? expensive cities for car insurance.

7 money mistakes to avoid in your 20s
Choices you make in your 20s ? from what you study and how much you save to what kind of car you drive and where you live ? can drastically improve your chances of coming out on top later in life.

The Most & Least Expensive States for Owning a Car
Insurance premiums and repairs make up a lot of a car owner's expenses, but one thing really drives the annual costs of operating a car: How much you drive.

"You Have Insurance? We Still Won't Pay."
Too often, people think that buying insurance solves all their problems. Not always. The real question is: How readily will the insurance company pay a valid claim? I am an attorney and have been handling consumer protection cases in Michigan now for 23 years. I wrote a post the other day about complaint methods that generally don't work and I got a ration of grief from readers telling me that ...

Son FINALLY gets license; mom is terrified
After two years of my prodding, my son got his drivers license last week. And I'm a mess.

Secrets to a cheap mortgage deal
AN undercover negotiating expert shows how tens of thousands of dollars can be saved on a mortgage by demanding a better deal.

Where Drivers Pay the Most -- And Least -- For Car Insurance
Average auto insurance costs can vary from one major U.S. city to another by as much as nearly 200 percent, with Detroit leading the pack in premiums,


:::

How Much Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com