:::

Temporary Car Insurance Information

:::
 




:::

Temporary Car Insurance Articles

:::

Understanding Different Types Of Auto Insurance

By Marcus Dubois

Auto Insurance policies can be divided into different categories according to the coverage they provide. Broadly speaking there are four kinds of policies known as Collision Insurance, Comprehensive Coverage Insurance, Uninsured and underinsured Motorist Coverage policies and No Fault Automobile Insurance policy. Besides these, there are policies that take care of other needs like covering an auto loan, paying for towing expenses or paying for the cost of a rented car while your vehicle is being repaired.

The most common insurance policies are:

Collision: Any property damage caused to your vehicle due to an accident caused by any other vehicle or object is covered under this policy. The claim amount cannot exceed the actual cash value of the vehicle and is subject to any deductible.

Comprehensive: Any property damage to your vehicle that is caused by non-collision factors like fire, theft, vandalism, and even natural disasters like flood, hurricane or earthquake is covered under this policy.

Uninsured Motorist Coverage (UM) and underinsured motorist (UIM) coverage: takes cares of any injury that may result to you or to persons insured in your policy from an accident that takes place with another uninsured or underinsured driver or vehicle owner. Generally only body injuries are covered under this policy.

No Fault Auto Insurance Policy: Irrespective of who caused the accident, the insurance company pays for the medical expenses and for the loss of wages that the insured suffers on account of a collision under this policy.

Some other additional coverage that an auto insurance policy holder can buy are:

Property Damage Liability and Bodily Injury Liability: These two policies protect the insured from any claims made against him for causing damage to property including vehicle belonging to another person or for causing any bodily injury or loss of life to other individuals up to the amount mentioned in the policy.

Auto Lease Protection: is an additional protection that you may add to your collision or comprehensive auto insurance policy to take care of any gap that exists between your auto loan amount and the cash value of your vehicle.

Full Tort and Limited Tort: available only in the state of Pennsylvania allows the insured to retain unrestricted rights to bring a lawsuit against a negligent party or recover expenses incurred for certain damages.

Rental Expense: Known as Extended Transportation Expense Coverage, the policy pays for a rental car while your vehicle is being repaired or replaced.

Medical Payments Insurance covers medical expenses for injuries sustained in an accident involving any vehicle for the insured, his passengers and other parties irrespective of whose fault it is.

Towing and Labor: An additional coverage option that can pay for all necessary towing and labor costs to tow your damaged vehicle to a work shop or another location.

Free Quote Temporary Car Insurance


:::

Temporary Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Temporary Car Insurance News

:::


Lyft hearing examines insurance
A witness for the Pennsylvania Insurance Federation, a Pennsylvania trade group, tried to explain Wednesday why the insurance coverage that San Francisco ride-sharing company Lyft is proposing is problematic.

Cheap Car Insurance For College Students
6 ways to get the best car insurance quotes during those years when insurance companies rate you as a high-risk customer.

Lyft hearing focuses on insurance issues
The second day of testimony in Lyft?s hearing before the Pennsylvania Public Utility Commission?s administrative law judges dealt mainly with insurance issues, and how passengers would be protected in the event of an accident.

6 Smart Ways to Use a Credit Card
We know too well the downside of using credit cards, but there's also an upside. Here are some of the advantages of credit cards.

Smart ways to use a credit card
Flashing your plastic safely and wisely can earn you valuable rewards in the long run.

Car sharing service Uber banned in Germany
Company could face 250,000 fine per ride after Taxi Deutschland sues app-makers for violating transport laws The car sharing service Uber has been hit with a temporary ban in Germany after a court in Frankfurt ruled that the mobile app violates the country's Passenger Transportation Act. The ruling came into force on Tuesday following an expedited hearing. It means the ban remains in place until ...

Here?s why you?re not behind the wheel of Google?s self-driving car
It was inevitable that Google would have to overcome a few obstacles to make its self-driving car a reality. Despite months of successful tests, government officials and the general public are still concerned about the safety risks posed by a vehicle without any manual override. As The Wall Street Journal reports, if Google wants to continue to test its cars on public roads in California, the ...

Intact Financial Corporation releases preliminary estimates for the financial impact from summer storms
Intact Financial Corporation releases preliminary estimates for the financial impact from summer storms

Family Is Grateful for Newspaper Program
Genetically predisposed to cancer, Cindy Sconyers lives a day at a time. First diagnosed in 2006, the Auburndale woman has battled the disease with prayer and the ongoing services of Moffitt Cancer Center in Tampa.

Motorist confusion over foreign signs blamed for claims abroad - which do you know?
Quiz : Less than half of British motorists can understand overseas road signs, which makes insuring abroad more expensive, according to research. Test your know-how with this quiz of signs from across ...


:::

Temporary Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com