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How To Save On Your Auto Insurance

By Tom McKnight

Let your fingers do the walkingÖ Remember that Yellow Pages Ad Campaign? Excellent advice if youíre shopping for auto insurance. Shop around and do it yearly. Donít just keep paying the invoice over and over without comparison shopping. Below are a few suggestions to help you get the best deal available on your automobile insurance policy.

Insurance agents really have a lot of leeway. They can price match and they can offer many discounts. There are also many decisions you can make about your policy that will save you a bundle. For example, if you change your deductible on your collision from a $50 deductible to a $1000 deductible, youíre inline for a huge premium savings. If you donít think you could come up with $1000 out of pocket, then change it to a $500 deductible; youíll still save a sizable amount on your annual premium payment.

You can also get more of a savings if you change your comprehensive deductible. Many people needlessly carry full coverage on their older vehicle. They originally purchased the vehicle new, paid for full coverage and to this day, continue to pay the same high rate. Their ten year old vehicle may be worth $1000 or less, yet they continue to pay $250-$450 every six months (total $500 to $900 dollars a year) to keep full coverage on their old vehicle.

However, if they have an accident and totaled their vehicle, the insurance company will only pay them the wholesale value of the vehicle. The amount they would receive could be $1000 or less. A vehicle that old just needs the insurance that protects the other person in case of an accident.

Another method to save more on your insurance is by combining your vehicles and other insurance together to get you additional savings. All insurance companies offer a multi-car discount (if yours doesnít, itís time to switch companies). Further, many will discount more if you have your homeowners or renters policy with them.

There are a few other discounts that you may not be taking advantage of. It seems obvious, but make sure you are getting the correct rate for your age. There are discounts for various ages than can save you lots of money. Check with your agent on this one. Also alarm systems on your vehicle are usually good for a discount. Additionally, anti-lock brakes and air bags can also help lower your premiums.

Donít just keep paying the invoice when it comes in. Your insurance bill should be an automatic trigger for you to make a few phone calls to see if you can save even more money on your auto insurance premiums.

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Car Insurance Rates Finder for California Agencies Added to National Tool at Insurer Portal Online
Car insurance rates finder is now helping drivers to review California agencies for low prices at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb September 12, 2014) Read the full story at http://www.prweb.com/releases/car-insurance-rates/auto-insurance-quotes/prweb12166539.htm

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CHROMEģ Renamed American National Collector Car Insurance
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Comparing Car Insurance Rates by Zip Code Now Easier for U.S. Drivers at New Insurer Portal
Comparing car insurance rates are now easier using zip codes at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb September 08, 2014) Read the full story at http://www.prweb.com/releases/comparing-auto-insurance/car-insurance-prices/prweb12153042.htm

Affordable Car Insurance Providers Quoting Plans Online Added to Insurer Portal Website
New affordable car insurance providers are now helping to quote policies online using the Quotes Pros database at http://quotespros.com/auto-insurance.html . (PRWeb September 04, 2014) Read the full story at http://www.prweb.com/releases/affordable-car-insurance/auto-insurance-quotes/prweb12146323.htm

Car Insurance Quote Finder Modified to Include National Pricing at Insurance Website
The car insurance quote finder at the Quotes Pros website is now featuring national prices from agencies at http://quotespros.com/auto-insurance.html . (PRWeb August 28, 2014) Read the full story at http://www.prweb.com/releases/car-insurance-quote/auto-insurance-quotes/prweb12130847.htm

Discount Car Insurance for U.S. Drivers Now Searchable at Insurance Website Online
Discount car insurance is now searchable for drivers in the U.S. using the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 30, 2014) Read the full story at http://www.prweb.com/releases/discount-car-insurance/auto-insurance-compare/prweb12134407.htm

Best Car Insurance Discounts for 2014 Featured at New Car Owner Portal Online
Best car insurance discounts are now searchable for 2014 using the insurer finder at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 22, 2014) Read the full story at http://www.prweb.com/releases/best-car-insurance/car-insurance-quotes/prweb12115823.htm

Texas Car Insurance Estimator Now Active for Use at Insurance Website Online
A Texas car insurance estimator tool is now actively used for drivers using the Bright Sky Insurance portal to find affordable pricing at http:/brightskyinsurance.com/auto-insurance.html. (PRWeb August 25, 2014) Read the full story at http://www.prweb.com/releases/texas-car-insurance/auto-insurance-tx/prweb12120383.htm

Affordable Car Insurance by State Now Found at Public Insurance Website Online
Affordable car insurance is now searchable by state through the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 24, 2014) Read the full story at http://www.prweb.com/releases/affordable-car-insurance/auto-insurance-quote/prweb12117481.htm


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