:::

Collector Car Insurance Information

:::
 




:::

Collector Car Insurance Articles

:::

Understanding Your Auto Insurance

By Tom McKnight

Reading auto insurance policies can be like trying to decipher advanced calculus. It's really not that difficult if you understand a few basic terms. Collision, Comprehensive, Bodily Injury Liability and Property Injury Liability are the main terms you need to fully understand.

You'll appreciate Collision Coverage in the event you need repairs or replacements if your vehicle collides with another vehicle or property. The higher the deductible you elect, the lower your premiums will cost you. If you're at fault for something, well of course it would still be an accident, as I doubt you'd plan to run into that guard rail, but how much would you be able to afford to pay out of pocket for repairs? $250? $500? $1,000? Just like medical insurance, you'd have to pay that deductible amount first and then the insurance company would pay for the remaining charges for the repair.

Another term to become intimately familiar with is Comprehensive Coverage. This is the coverage that pays for damage caused from falling objects, fire, certain natural disasters, theft and vandalism. Deductibles work the same way as with Collision; the more out of pocket costs to you, the less your insurance premium.

In addition to knowing how much Collision and Comprehensive coverage you have, you'll want to know about your liability coverage. Let's say you rear-end another driver. Or your foot slips off the brake onto the gas pedal and you plow down a mailbox. Your liability coverage will kick in and pay for the damages that you caused with your insured vehicle. You liability coverage will, or could, include bodily injury (people) and property damage.

You don't want to go without Bodily Injury Coverage. If you were at fault in an accident and others involved needed to go to the hospital and/or lost wages from missing work, those costs would come out of your pocket if you are not insured with Bodily Injury Coverage. It doesn't take a genius to know how quickly those amounts can add up. This type of coverage can also help you in the event the other party takes legal action against you. Many states require you to carry Bodily Injury Coverage.

The other part of liability includes Property Damage coverage. Can you imagine how much it might cost should you accidentally drive into the side of someone's home? You wouldn't want to be caught without property damage insurance should you need to pay for repairs to another vehicle, building or anything else you might hit. As with Bodily Injury coverage, Property Damage coverage also helps protect you in the event of a related lawsuit.

Every policy will have its limits and various degrees of coverage. It's important that you understand the basics of what you are paying for and why it is necessary. No one plans for an accident, be prepared!

Free Quote Collector Car Insurance - Turn 21 Today!


:::

Collector Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Collector Car Insurance News

:::


Car Insurance Rates Finder for California Agencies Added to National Tool at Insurer Portal Online
Car insurance rates finder is now helping drivers to review California agencies for low prices at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb September 12, 2014) Read the full story at http://www.prweb.com/releases/car-insurance-rates/auto-insurance-quotes/prweb12166539.htm

Collector Car Insurance Now Quoted at Insurance Website Online
Collector car insurance is now being quoted for motorists using the Bright Sky Insurance portal online at http://brightskyinsurance.com/auto-insurance.html . (PRWeb August 25, 2014) Read the full story at http://www.prweb.com/releases/collector-car-insurance/auto-insurance-vintage/prweb12120296.htm

CHROMEŽ Renamed American National Collector Car Insurance
Car buffs offered numerous benefits with coverage especially tailored for collector vehicles. (PRWeb August 24, 2014) Read the full story at http://www.prweb.com/releases/2014/08/prweb12115248.htm

Comparing Car Insurance Rates by Zip Code Now Easier for U.S. Drivers at New Insurer Portal
Comparing car insurance rates are now easier using zip codes at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb September 08, 2014) Read the full story at http://www.prweb.com/releases/comparing-auto-insurance/car-insurance-prices/prweb12153042.htm

Affordable Car Insurance Providers Quoting Plans Online Added to Insurer Portal Website
New affordable car insurance providers are now helping to quote policies online using the Quotes Pros database at http://quotespros.com/auto-insurance.html . (PRWeb September 04, 2014) Read the full story at http://www.prweb.com/releases/affordable-car-insurance/auto-insurance-quotes/prweb12146323.htm

Car Insurance Quote Finder Modified to Include National Pricing at Insurance Website
The car insurance quote finder at the Quotes Pros website is now featuring national prices from agencies at http://quotespros.com/auto-insurance.html . (PRWeb August 28, 2014) Read the full story at http://www.prweb.com/releases/car-insurance-quote/auto-insurance-quotes/prweb12130847.htm

Discount Car Insurance for U.S. Drivers Now Searchable at Insurance Website Online
Discount car insurance is now searchable for drivers in the U.S. using the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 30, 2014) Read the full story at http://www.prweb.com/releases/discount-car-insurance/auto-insurance-compare/prweb12134407.htm

Best Car Insurance Discounts for 2014 Featured at New Car Owner Portal Online
Best car insurance discounts are now searchable for 2014 using the insurer finder at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 22, 2014) Read the full story at http://www.prweb.com/releases/best-car-insurance/car-insurance-quotes/prweb12115823.htm

Texas Car Insurance Estimator Now Active for Use at Insurance Website Online
A Texas car insurance estimator tool is now actively used for drivers using the Bright Sky Insurance portal to find affordable pricing at http:/brightskyinsurance.com/auto-insurance.html. (PRWeb August 25, 2014) Read the full story at http://www.prweb.com/releases/texas-car-insurance/auto-insurance-tx/prweb12120383.htm

Affordable Car Insurance by State Now Found at Public Insurance Website Online
Affordable car insurance is now searchable by state through the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb August 24, 2014) Read the full story at http://www.prweb.com/releases/affordable-car-insurance/auto-insurance-quote/prweb12117481.htm


:::

Collector Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com