:::

Cheapest Car Insurance Information

:::
 




:::

Cheapest Car Insurance Articles

:::

Auto Insurance 101

By Chris Tolamalu

Auto insurance, as the term suggests, is insurance that you can purchase for your vehicle (cars, trucks, SUVs, motorcycles, etc.). It provides protection against losses incurred as a result of vehicle accidents. While the product seems simple, there are many different types of auto insurance policies available for purchase. Depending on the policy that you choose, your coverage levels and types will vary. Broadly speaking, these are the types of auto insurance programs on the market today:

Coverage:

• ‘Comprehensive coverage’ (Comp) – This kind of insurance insures your vehicle against the cost of purchasing a new vehicle if it is stolen or destroyed in a fire.

• ‘Collision coverage’ (Coll) – This kind of insurance insures your vehicle against the cost of repairing the vehicle following an accident or the cost of purchasing a new vehicle if it is damaged in an accident beyond economic repair.

Protection:

• Personal Injury Protection (PIP) - This insures against the cost of medical expenses and lost wages related to the use, ownership or maintenance of a motor vehicle. This insurance is mandatory in some U.S. states.

• Medical Payments (MP) - insures against the cost of medical expenses for bodily injury sustained in an accident beyond any expenses that may be covered by PIP.

• Legal liability claims against the driver or owner of the vehicle following the vehicle causing damage or injury to a third party.

While ‘Liability insurance’ covers only legal liability, ‘comprehensive insurance’ covers PIP, MP, as well as legal liability. In the United States, liability insurance covers claims against the policyholder and any other operator of the insured’s vehicle. If, however, any other operators live at the same address, they must specifically be covered on the policy. For rented vehicles, most rental car companies offer insurance to cover damage to the rental vehicle.

While comprehensive insurance covers most aspects of damage which can affect the car itself or the driver, there is one risk associated with buying a new car is not covered even by comprehensive insurance – once the car is bought, there is a sharp decline in its value. During this period (immediately after a car is bought), in which the remaining car payments exceed the value of the vehicle and thus the compensation the insurer will pay for a ‘totaled’ (destroyed, or written-off) vehicle, customers may consider purchasing ‘GAP insurance’. GAP insurance was established in the early 1980's to provide protection to consumers based on buying and market trends.

Free Quote Cheapest Car Insurance


:::

Cheapest Car Insurance Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Cheapest Car Insurance News

:::


Metro Denver has sixth-least expensive car insurance in the nation
The Denver metropolitan area has the sixth cheapest car insurance in the nation, according to a report released Thursday by insuranceQuotes.com.

Detroit Has Most Expensive Car Insurance, Charlotte Has Cheapest
SAN FRANCISCO, Sept. 11, 2014 /PRNewswire/ -- Detroit has the most expensive car insurance and Charlotte has the cheapest, according to a new insuranceQuotes.com examination of average premiums in the ...

Car Insurance Mistakes to Avoid
No one?s a pro in making decisions the first time especially when money is involved. Choosing car insurance could be tricky as the providers? rates change every now and then because of several factors. Here are common mistakes when choosing car insurance: #1 Choosing Price over Coverage The cheapest is not always the best. Even [?] The post Car Insurance Mistakes to Avoid appeared first on ...

Chicago among least expensive cities for car insurance, study says
Chicago is among the least expensive cities for car insurance according to a new study released Thursday.

Happy driving: Phoenix area pays less than most for car insurance
Some of the cheapest car insurance rates in the country are in the Valley.

3 cities where car insurance tops $1,000 a year
The most ? and least ? expensive cities for car insurance.

Survey: Detroit Has Most Expensive Auto Insurance Rates In Nation
In the metro Detroit area, drivers pay a whopping 165 percent more than the national average for car insurance.

Cheapest universities for insurance: some pay £1,000 more
Students in London are lumbered with £1,000 more in insurance costs than the cheapest university locations to insure contents and cars, according to research

Cheapest Car Insurance for Florida Drivers Added to Quotes System at Insurer Website
Some of the cheapest car insurance for drivers in Florida is now viewable when using the digital finder system built at the Auto Pros website. A source of price data is now viewable at http://autoprosusa.com/auto-insurance . (PRWeb August 27, 2014) Read the full story at http://www.prweb.com/releases/cheapest-auto-insurance/car-insurance-florida/prweb12127484.htm

Cheapest Car Insurance for College Students Now Available to Review at Insurer Website
Some of the cheapest car insurance for college students can now be found this year at the Quotes Pros website. Affordable plans are now viewed at http://quotespros.com/auto-insurance.html . (PRWeb August 21, 2014) Read the full story at http://www.prweb.com/releases/cheapest-car-insurance/auto-insurance-quotes/prweb12113955.htm


:::

Cheapest Car Insurance Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com