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How To Reduce Car Insurance Premiums

By John Mussi

Here are some useful tips on how to reduce car insurance premiums. Firstly, you need to find a sense of balance between coverage and cost. Apart from negotiating a good deal, there are some other things that you can do to further bring down your car insurance premium for example;

Many insurers average yearly mileage at 12,000 miles. If you do not drive this amount, you can inform your insurer, thus resulting in a reduction in your premium.

Park the car - Parking your car in a secure location such as a locked garage or a secure designated off road parking spot can potentially reduce your premiums.

Bulk buying - Most of the big insurance companies offer all forms of insurance such as home, life etc. You may receive a discount for buying multiple forms of insurance with the same company.

Female drivers are statistically less prone to accidents. Women can avail their quotes from a firm that specialises in covering female drivers.

Anti-theft alarm - Equip your car with electronic central locking and alarm. Most insurance companies have a discount if you have these devices fitted in your car.

Avoid high interest rates - Interest charges are very high if you were to pay your premium in monthly instalments. It would work out cheaper to pay your premium in one lump sum.

Buy on the Internet - Financial products are far cheaper on the Internet than elsewhere. Car insurance is usually about 10% cheaper when you buy online.

Shop around - Be prepared to do the legwork, if you want a good deal.

Check the insurance rating - Some cars are considered to be of a higher risk than others. Before buying a car, check out its insurance group rating as car insurance premiums vary greatly between insurance groups.

Imported cars are expensive to insure - The price of a car bought abroad may be cheaper, but most likely, the insurance won't be. This is because, the parts can be more expensive and difficult to find, so take this into consideration unless you are buying a car fully catered for in UK.

Free Quote DUI Car Insurance - Turn 21 today!


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Auto Insurance Quotes For High Risk Drivers Now Available At Insurance Panda
The Article Helps High Risk Drivers Understand How Insurance Companies Decide how to Insure Vehicles and the Best Way to Obtain Auto Coverage New York, NY / ACCESSWIRE / September 3, 2014 / InsurancePanda.com, ...

When you lend your car, think about the insurance
Do you lend your car to friends, family, or even strangers who hook up with you through a car-sharing smart phone app? If you do, remember that you're also often lending those other drivers your ...

A DUI in Washington state will cost you plenty
Website estimates cost of drunk driving in dollars and cents; DUI on MI is 17th costliest in state.

Personal Injury Lawyer Jennifer Gore-Cuthbert, a Guest on Business Radio X's "Atlanta Legal Experts" Show
Jennifer Gore-Cuthbert with The Gore Law Firm, appeared on "Atlanta Legal Experts" to discuss car accidents, diminished value claims, and insurance coverages. (PRWeb September 03, 2014) Read the full story at http://www.prweb.com/releases/2014/09/prweb12135662.htm

Federal Way fourth most expensive city in state for DUI conviction
The cost of a DUI conviction in Federal Way is the fourth most expensive in the state, according to a recent study.

Cops suing Wilmette man after DUI crash in Lake View
A north suburban man who was cited for DUI after his vehicle rear-ended a Chicago Police squad car in the Lake View neighborhood is being sued by the officers, according to a lawsuit filed Wednesday in the U.S. Circuit Court.

Le'Veon Bell charged with DUI; LeGarrette Blount just pot possession
LeGarrette Blount is expected to be a nice backup to Le'Veon Bell while also providing insurance to the Steelers in the event Bell is injured again in 2014. According to Mike Florio of Pro Football Talk, Le'Veon Bell and LeGarrette Blount have been charged with marijuana possession, while Bell is also getting charged with a DUI. Ross Township Police detective Brian Kohlhepp informed PFT that ...

California DUI suspect pleads not guilty in deaths
TURLOCK, Calif. (AP) ? Prosecutors say a California man had a blood-alcohol level over twice the legal limit when he hit and killed three members of a family with his car.

Street Beat
Checkpoint Nabs Nearly a Score of Scofflaws By Donna Furey | LB Indy Over 1,500 vehicles were screened and three suspected drunk drivers arrested last Friday, Aug. 22, during a DUI checkpoint by Laguna Beach police near Irvine Cove. In all 17 citations were issued including four for unlicensed vehicles or motorists during the 9 [?] The post Street Beat appeared first on Laguna Beach Independent ...

DUI suspect arrested after crashing into CHP motorcycle officer
An unlicensed driver has been arrested in a hit-and-run crash that injured a California Highway Patrol motorcycle officer after a soccer match at Levi's Stadium in Santa Clara, auhtorities said. Gerardo Gonzalez Corona, 30, of Hayward, was booked into the Santa Clara County Main Jail on suspicion of driving under the influence causing injury, being in a hit-and-run collision that caused an ...


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