:::

Car Insurance Discounts Information

:::
 




:::

Car Insurance Discounts Articles

:::

Understanding Different Types Of Auto Insurance

By Marcus Dubois

Auto Insurance policies can be divided into different categories according to the coverage they provide. Broadly speaking there are four kinds of policies known as Collision Insurance, Comprehensive Coverage Insurance, Uninsured and underinsured Motorist Coverage policies and No Fault Automobile Insurance policy. Besides these, there are policies that take care of other needs like covering an auto loan, paying for towing expenses or paying for the cost of a rented car while your vehicle is being repaired.

The most common insurance policies are:

Collision: Any property damage caused to your vehicle due to an accident caused by any other vehicle or object is covered under this policy. The claim amount cannot exceed the actual cash value of the vehicle and is subject to any deductible.

Comprehensive: Any property damage to your vehicle that is caused by non-collision factors like fire, theft, vandalism, and even natural disasters like flood, hurricane or earthquake is covered under this policy.

Uninsured Motorist Coverage (UM) and underinsured motorist (UIM) coverage: takes cares of any injury that may result to you or to persons insured in your policy from an accident that takes place with another uninsured or underinsured driver or vehicle owner. Generally only body injuries are covered under this policy.

No Fault Auto Insurance Policy: Irrespective of who caused the accident, the insurance company pays for the medical expenses and for the loss of wages that the insured suffers on account of a collision under this policy.

Some other additional coverage that an auto insurance policy holder can buy are:

Property Damage Liability and Bodily Injury Liability: These two policies protect the insured from any claims made against him for causing damage to property including vehicle belonging to another person or for causing any bodily injury or loss of life to other individuals up to the amount mentioned in the policy.

Auto Lease Protection: is an additional protection that you may add to your collision or comprehensive auto insurance policy to take care of any gap that exists between your auto loan amount and the cash value of your vehicle.

Full Tort and Limited Tort: available only in the state of Pennsylvania allows the insured to retain unrestricted rights to bring a lawsuit against a negligent party or recover expenses incurred for certain damages.

Rental Expense: Known as Extended Transportation Expense Coverage, the policy pays for a rental car while your vehicle is being repaired or replaced.

Medical Payments Insurance covers medical expenses for injuries sustained in an accident involving any vehicle for the insured, his passengers and other parties irrespective of whose fault it is.

Towing and Labor: An additional coverage option that can pay for all necessary towing and labor costs to tow your damaged vehicle to a work shop or another location.

Free Quote Car Insurance Discounts


:::

Car Insurance Discounts Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Car Insurance Discounts News

:::


Not Caring About Personal Privacy Might Lead to Auto Insurance Discounts, Says 4AutoInsuranceQuote
The Website Just Posted a New Article that Explains How People who are Not Concerned with this Issue Might Get Better Auto Insurance Rates New York, NY / ACCESSWIRE / September 12, 2014 / 4AutoInsuranceQuote.com, ...

A Primer on Student Car Insurance Discounts
A good student discount can help lower your insurance premium and give college kids and teens an incentive to hit the books.

AutoInsuranceApe.com?s New Infographic Helps Clients Compare Car Insurance Quotes and Discounts
The Illustrated Infographic Educates Readers About 17 Different Types of Car Insurance Discounts Available on the Market Los Angeles, CA / ACCESSWIRE / Aug 21, 2014 / AutoInsuranceApe.com, a website that ...

3 cities where car insurance tops $1,000 a year
The most ? and least ? expensive cities for car insurance.

Car Insurance Quotes for Ohio Drivers Added to National Finder System at Insurer Portal Online
Car insurance quotes are now delivered to Ohio drivers through the national finder built for exploration at the Quotes Pros website at http://quotespros.com/auto-insurance.html . (PRWeb September 09, 2014) Read the full story at http://www.prweb.com/releases/car-insurance-quotes/auto-insurance-prices/prweb12157326.htm

Happy driving: Phoenix area pays less than most for car insurance
Some of the cheapest car insurance rates in the country are in the Valley.

Car Insurance Yorba Linda CA: Target Up Insurance is Expanding
YORBA LINDA, Calif., Sept. 10, 2014 /PRNewswire-iReach/ -- Car Insurance Yorba Linda CA - Car insurance is not something many consider on a regular basis, and when it is time to start thinking, many just go with the first major company they find on the television or online. This is a shame, particularly because Target Up Insurance, a company with over 30 years of service in the Southern ...

Car Insurance Irvine CA: Target Up Insurance is Expanding
IRVINE, Calif., Sept. 4, 2014 /PRNewswire-iReach/ -- Car Insurance Irvine CA - Target Up Insurance, a 30 year veteran of the Southern California insurance business, is pleased to announce they're expanding into Irvine. Target Up Insurance offers many Auto insurance discounts to help keep your auto insurance premiums as low as possible. Target Up Insurance also offers rates that are competitive ...

Car Insurance Discounts from Ohio Companies Added to National Search Tool at Insurer Website
Car insurance discounts are now viewable from Ohio companies for motorists at the Quotes Pros website. The search tool at http://quotespros.com/auto-insurance.html reveals all pricing. (PRWeb August 21, 2014) Read the full story at http://www.prweb.com/releases/car-insurance-discounts/auto-insurance-quote/prweb12113873.htm

Questions To Ask Before Buying Car Insurance
Here is the Philippines, where calamities are out of control and where traffic is terrible especially in Metro Manila. Or it could also be a combination of both. Getting your car insured has always been an essential for car owners? protection on time, effort and money. But since no one?s a pro on the first [?] The post Questions To Ask Before Buying Car Insurance appeared first on MoneyMax.ph ...


:::

Car Insurance Discounts Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com