:::

Best Car Insurance Australia Information

:::
 




:::

Best Car Insurance Australia Articles

:::

Tips For Lowering Your Auto Insurance Quote

By Terje Ellingsen

Do you have many claims? If so, you should do all you can to reduce them or even endeavor to file no claims at all. Why do I bring this issue up in an article about lowering your auto insurance quote? Because the number of claims is the single factor that to the highest degree influences the cost of your insurance premium. Let me give you an example: Let's say you have 5 years of no claim. Most companies will then give you an unbelievable discount of your premium, some of them even 75%! It goes without saying that this is the most powerful way to get cheap insurance.

How can an insurance company do this? Look at an insurance company as a big box of money dropped in by people who gets security in return. What the company does is simply to reallocate the money that is left when the payments for damages are deducted.

People that have many damages and file many claims, must pay a higher premium and thus get a higher car insurance quote.But a safe driver that avoid claims, is rewarded with a lower one. Fair enough?

If you are new to insurance - or even if you have had insurrances for some years, but feel you lack knowledge about it. - I'll advice you to learn the basic auto insurance terminology, before you start to shop around. It can help you, not only to get a low cost insurance but also to make the correct coverage decisions for you. Let's do a little test: Do you need PIP coverage? What does PD coverage mean? What is BI coverage?

Do not accept the first quote you get

If you ask an insurance company for a quote, you can be almost hundred percent sure you'll get a better one from at least one other company. Comprehensive marketing research the recent years has shown that prices for a new six-month policy with comparable coverage can vary greatly between different companies. And we are talking about spreads in rates of at least $500

So, equipped with this knowledge both you and I know that it pays to do a little legwork and shop around for car insurance.

Most insurance companies have a form of questions you must provide answers to in order to get an understanding of your security situation. It is really astonshing, how much the criterias for determining the price can vary between companies. What one company may consider a high risk factor another company may view as a minor risk. So why not take a little time to compare rates for a number of different companies?

The first thing you should do before you start this comparison is to go through your insurance coverages and keep your auto insurance policy on hand. Then go online and start to shop around. The internet is probably the most comprehensive, fastest and easiest way to find a decent vehicle insurance quote.

And what's even more incredible, many insurance companies now offer some great discounts for buying the policy over the web - a discount that come in addition to the no-claim discount described above.

How is this possible? To handle an insurance sale in general cost money for the companies. However, a sale on the internet will cost less money than selling it over the counter. They do not have to involve human resources if you purchase it online. Thus the companies save money on your internet purchase, and a part of this saving is passed on to you as a discount, a significant discount if you buy from the right company.

Free Quote Best Car Insurance Australia - Turn 21 today!


:::

Best Car Insurance Australia Featured Resources

:::


SEARCH RESULTS

Annuities: The Shocking Secrets Revealed
Discover The Shocking Secrets That Banks And Insurance Companies Don't Want You To Know.

Insurance Leads Generation
Generate Quality New Leads At A Fraction Of The Cost Of Offline Marketing.

Car Auction
From The Gov-Records.com Team!

State Car Auctions
Local Seized Cars and Real Estate Auction Listings


:::

Best Car Insurance Australia News

:::


RAC Insurance continues ?We promise to do the right thing by you? positioning in new campaign
RAC Insurance is pushing out a new campaign which continues its ?We promise to do the right thing by you? positioning introduced last year. The campaign, created by JWT Perth, sees a young dad discover his little boy?s painting fun ? all over the side of his car. RAC Insurance manager of marketing and member relationship [?] The post RAC Insurance continues ?We promise to do the right thing by ...

BEST OF THE WEEK: A sceptical journalist goes to sea with the New Zealand Navy (WITH VIDEOS!)
read more

Hertz Celebrates Three Years Of Industry-Leading Gold Plus Rewards Program
NAPLES, Fla., Sept. 2, 2014 /PRNewswire/ -- Hertz (HTZ) is celebrating the three year anniversary of its award-winning Hertz Gold Plus Rewards® customer loyalty program and unveiling enhanced member benefits. Over the past year alone, the industry-leading loyalty program earned top honors for Best Rewards Program and Best Overall Benefits from FlyerTalk.com, and the 2013 COLLOQUY Loyalty Award ...

Ratehacker: September's Best Credit Card, Bank And Home Loan Deals
In our monthly Ratehacker round-up, Jeremy Cabral from finance comparison site finder.com.au highlights recent credit card offer changes, plus the best savings accounts and home loans. More »          

The no. 1 driver of property price growth
If you cornered me and asked me ?out of all the factors that influence property prices - what is the number 1 driver of capital growth? ? I?d have to say affordability.

Who do 'free' financial planners really help - you or banks?
CONFLICTS of interest are rife in the wealth management sector and no financial advice is ever "free", according former Lismore councillor and finance journalist, David Tomlinson.

Markets Live: BHP spikes on demerger
Shares rise, posting their biggest weekly gain since February, with BHP boosted by demerger talk and Telstra rallying again.

Markets Live: BHP spikes on demerger idea
Shares march higher after Wall St gained overnight, despite ANZ falling on a soft quarterly earnings update.

Markets Live: BHP spikes on demerger plan
Shares march higher, with BHP boosted by demerger talk and Telstra rallying again, while ANZ falls after an underwhelming earnings update.

Markets Live: Aitken downgrades Telstra
Shares march higher after Wall St gained overnight, despite ANZ falling on a soft quarterly earnings update.


:::

Best Car Insurance Australia Blogs

:::



Google


 

Best Sellers from



GatorDocs

Lighting 2 Light Bulbs



Want to Link to Us?

Link to CarInsuranceHunter.com